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Krista Espinoza

Mortgage Banking Consultant
Krista Espinoza
NMLS Number: 1505445
Contact Information:

814-308-2228 (office)

Office Address:

117 South Allen Street

State College, PA 16801


Krista serves as a Mortgage Banking Consultant for First National Bank of Pennsylvania. In this role, she has responsibility for originating new purchase loans and helping customers with refinancing existing mortgages. She primarily will be in Centre, Blair, and Mifflin County.

Krista joined First National Bank in 2020, with more than 4 years of industry experience.  Prior to becoming a mortgage originator, she served as a school nurse.

Krista volunteers her time as a volunteer coach with the Special Olympics of Centre County. She resides in Pennsylvania Furnace, with her husband Jimmy and two kids Eli and Lola.

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Applied prior to May 17th? Click here to upload documents.


Get Started With Krista

Select a product to get started working with your FNB Team Member. They can work with you through the process of getting pre-qualified and completing your mortgage application.

  1. Buy a Home
  2. Refinance a Home
  3. Build a Home
  4. Renovate a Home
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