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Sandy O'Keefe

Mortgage Banking Consultant
NMLS Number: 828724
Contact Information:

843-471-0074 (office)

321-446-1435 (cell)

Office Address:

1060 Cliffwood Drive

Mount Pleasant, SC 29464


Sandy O’Keefe serves as a Mortgage Banking Consultant for First National Bank of Pennsylvania. In this role, she has the responsibility of originating residential mortgage loans through internal and external referral sources. She is responsible for building and maintaining strong referral relationships and helping to guide clients with their lending needs.

Sandy specializes in financing for Physicians, Resident/ Fellow Physicians and Dentists which include MDs(medical Doctors), DO’s (Doctors of Osteopathy), DPMs (Doctors of Podiatric Medicine), DVMs (Doctors of veterinary medicine) along with DMDs and DDS (including Dental Surgeons, Orthodontists and General Dentists). The Physician Loan/ Doctor Loan Program offers up to 100% financing with no monthly mortgage insurance payments for fixed and ARM mortgages.

Sandy also has a passion for new construction financing, she offers her expertise to those individuals who are building their dream home. The Construction Perm loan offers an interest only construction phase followed by a fixed or ARM mortgage, with a one time close.

Sandy volunteers her time as a board member of Dorchester County Habitat for Humanity, Tri it for Life Summerville, and is a Co founder of Bike / Walk Summerville. She resides in Summerville, SC with her husband, Michael and their 2 children.

Get Started With Sandy

Select a product to get started working with your FNB Team Member. They can work with you through the process of getting pre-qualified and completing your mortgage application.

  1. Buy a Home
  2. Refinance a Home
  3. Build a Home
  4. Renovate a Home
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