First National Bank Opens Regional Headquarters in Downtown Baltimore

March 27, 2014

First National Bank Opens Regional Headquarters in Downtown Baltimore
March 31 Marks First Day of Business at New Lombard Street Location

BALTIMORE, MD – March 27, 2014 – First National Bank, the largest subsidiary of F.N.B. Corporation
(NYSE: FNB), has announced the opening of its new regional headquarters, as well as a full-
service branch on the first floor of what is now known as the First National Bank Building.
Located conveniently at 300 E. Lombard Street, just one block from Baltimore’s Inner Harbor,
FNB’s new location provides area businesses and busy professionals with access to one-stop
comprehensive financial services.

J. MacGregor (Mac) Tisdale, President of First National Bank’s Maryland Region, notes,
“Becoming part of the downtown Baltimore community lets local businesses know that we are
here to serve them. We look forward to meeting the financial needs of the community and
contributing to the revitalization of the City.”

More than 50 financial professionals in Retail and Commercial Banking, Wealth Management,
Insurance, Treasury Management and Private Banking will office at the Baltimore regional
headquarters.  A 2,000 square foot, state of the art, full-service branch will provide a full range of
financial solutions to meet the needs of local consumers and businesses.

Teresa Keller, Branch Manager, is responsible for sales and customer service at the new
Lombard Street branch office. Keller, who has nearly 35 years of industry experience, joins an
experienced team of financial professionals who are equipped to assist clients with comprehensive
financial solutions. A Grand Opening celebration for FNB’s Lombard Street Office is planned during the month of May.

In addition to the new Baltimore regional headquarters, First National Bank has 16 branches
in greater Baltimore and a total of 24 in Maryland.

About First National Bank of Pennsylvania
First National Bank of Pennsylvania, the largest subsidiary of F.N.B. Corporation (NYSE: FNB),
has over 280 full-service locations in Pennsylvania, Ohio, Maryland and West Virginia. First
National Bank has been recognized as a winner of six 2012 Greenwich Excellence in Banking
in the categories of Small Business Banking and Middle Market Banking, awards
presented solely on the basis of client satisfaction.

About F.N.B. Corporation
F.N.B. Corporation (NYSE: FNB), headquartered in Hermitage, Pennsylvania, is a regional
diversified financial services company operating in six states and three major metropolitan areas
including Pittsburgh, PA, where it holds the number three retail deposit market share, Baltimore,
MD and Cleveland, OH. Following the completion of the BCSB Bancorp, Inc. acquisition, the
Company has total assets of $14.2 billion and more than 280 banking offices throughout
Pennsylvania, Ohio, West Virginia and Maryland. F.N.B. provides a full range of commercial
banking, consumer banking and wealth management solutions through its subsidiary network
which is led by its largest affiliate, First National Bank of Pennsylvania. Commercial banking
solutions include corporate banking, small business banking, investment real estate financing,
business credit, capital markets and lease financing. The consumer banking segment provides
a full line of consumer banking products and services including deposit products, mortgage
lending, consumer lending and a complete suite of mobile and online banking services. F.N.B.’s
wealth management services include asset management, private banking and insurance. The
Company also operates Regency Finance Company, which has more than 70 consumer finance
offices in Pennsylvania, Ohio, Kentucky and Tennessee.

The common stock of F.N.B. Corporation trades on the New York Stock Exchange under the
symbol “FNB” and is included in Standard & Poor’s SmallCap 600 Index with the Global Industry
Classification Standard (GICS) Regional Banks Sub-Industry Index. Customers, shareholders
and investors can learn more about this regional financial institution by visiting the F.N.B.
Corporation web site at


Jennifer Reel  
Cell: 724.699.6389

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