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IRA Certificates & Savings

Here are the perfect investments for retirement planners. First National Bank IRA Certificates and IRA Savings. You’ll find various fixed terms are available; or choose a variable-rate savings account. The interest you earn on IRA Certificates is tax-sheltered until withdrawn and is compounded quarterly and credited to your account. IRA Savings interest is compounded monthly and credited to your account.


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Full tax deductions for contributions up to prescribed IRS limits are permitted for non-active participants in employer-sponsored retirement programs. Active participants can claim partial deductions for contributions if they are within certain income levels.

Simplified Employment Pensions (SEP) are available for the self-employed.