Compare Checking Products

to Avoid
Monthly Account



Check Printing Cost

Additional Benefits

Freestyle Checking        

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No No Free e-statement Check Ordering Available ATM/Debit Card, No per check fees, Exclusive Bill Pay Benefits, Online Banking and Mobile Deposit for convenience on the go


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Maintain the specified average daily balance OR combined average daily balance in deposit related products* to avoid the monthly fee

Yes Choose from a free paper statement with images or eStatement with images Free first order of 120 checks ATM/Debit Card available, Paper statement with images, Free standard size (3x5) Safe Deposit Box available**


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$500 / $5,000* combined avg. daily balance

No Free paper or     e-statement Free first order of 50 checks Direct Deposit or 10 Debit purchases can help you avoid your monthly maintenance fee, ATM/Debit Card available, Free eStatement with images, convenient Mobile Deposit, Free standard size (3x5) Safe Deposit Box available**

FNB-U Student

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No No Free e-statement Free first order of 50 checks Easy account access with Mobile Banking, plus no per check fees and no monthly fee with eStatementsl use Campus Card for 24/7 debit card purchases and ATM accessl no charge for mobile or online person to person payments with Popmoney. Learn more about our Smart Option Student Loan.


$7,500.00 daily balance or a $25,000.00* combined daily balance

Yes Free paper statement with check images Free Custom Checks The $2.50 fee for using a non-FNB machine is not applicable. Free standard size (3x5) safe deposit box, Free Financial Analysis review, $100 discount on Mortgage or Home Equity Loan closing costs, Line of Credit for Overdraft Protection with the Annual Fee waived and so much more..
All First National Bank checking account holders can enjoy the daily convenience of Mobile Banking, FNB-Online Banking and advanced Bill Pay options including convenient e-Bill delivery and the ability to pay bills from multiple accounts, as well as the ease of mobile or online person to person payments with Popmoney. Some service fees apply including expedited bill payments, nonsufficient funds charges, stop payments and person to person and account to account transfers (defined as online transfers between your FNB account and an account maintained at another financial institution).
*Combined balances include any combination of checking, savings or certificates of deposit for the preceeding month.
**Contents of Safe Deposit Boxes are not FDIC Insured