Home document

Home Equity Line Of Credit

Have long-term borrowing needs?  Our Home Equity Line of Credit works like a credit card: you can use all or portions of the total credit limit, as you need it. The only interest you pay is on what you spend.


To apply online, click here.

Need Help?
Call 800-555-5455

Features and Benefits

  • Borrow up to 85% loan to value.
  • The interest rate is variable and tied to the prime rate.
  • You can choose from our variety of payment options, including; LockOption fixed rate option allows you to lock in a fixed rate on all or a portion of the balance on your line of credit.
  • Your interest payment may be tax deductible, consult with your tax advisor.
  • Title Insurance is available through First National Bank Insurance Services Company.