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Adjustable Rate Mortgages

First National Bank ARMs provide a lower rate initially, which results in a lower monthly payment. The rate and payment are not fixed and can either increase or decrease over the life of the loan.

To pre-qualify for a mortgage, click here.

To begin an online mortgage application, click here.

To visit the FNB Mortgage Center, click here.

To utilize our mortgage calculator and tools, click here.

To find a Loan Officer, click here.


Need Help?
Call 800-555-5455

5/1, 7/1, and 10/1 ARMs

These are 30-year mortgages where the interest rate and monthly payments are fixed for an initial 5, 7, or 10-year period. Beginning with the year after the initial period, the interest rate and corresponding payment is adjusted annually. This gives you the opportunity to make smaller payments now, with an increase in payments later as your income and savings also increase.