Mother and child at calculator

Affordable Housing Programs

To pre-qualify for a mortgage, click here.

To begin an online mortgage application, click here.

To visit the FNB Mortgage Center, click here.

To utilize our mortgage calculator and tools, click here.

To find a Loan Officer, click here.

 

 

Need Help?
Call 800-555-5455

Family Home Ownership Program

First National Bank is committed to increasing home ownership by low-to-moderate-income homebuyers. We participate in many programs that may offer assistance with down payment and closing costs.

 

Family Home/Rehabilitation Program

We also offer purchase/rehabilitation money in which we will advance funds for rehabilitation projects in order to create the dream home everyone wants.

 

Additional Programs

FHA and VA programs are also available

 

Down Payment Requirements

Family Home Ownership Program  - A typical sales price of $60,000 would require a down payment of $0.00 which would be an extension of credit of $60,000.  At a 6.00% rate the APR would be equal to 6.054% and could be paid off in 360 monthly installments of $359.73.

Family Home/Rehabilitation Program - A typical sales price of $70,000 would require a down payment of $500.00 which would be an extension of credit of $69,500.00.  At a 6.000% rate the APR would be equal to 6.056% and could be paid off in 360 monthly installments of $416.69.