Affordable Housing Programs
To pre-qualify for a mortgage, click here.
To begin an online mortgage application, click here.
To visit the FNB Mortgage Center, click here.
To utilize our mortgage calculator and tools, click here.
To find a Loan Officer, click here.
Family Home Ownership Program
First National Bank is committed to increasing home ownership by low-to-moderate-income homebuyers. We participate in many programs that may offer assistance with down payment and closing costs.
Family Home/Rehabilitation Program
We also offer purchase/rehabilitation money in which we will advance funds for rehabilitation projects in order to create the dream home everyone wants.
FHA and VA programs are also available
Down Payment Requirements
Family Home Ownership Program - A typical sales price of $60,000 would require a down payment of $0.00 which would be an extension of credit of $60,000. At a 6.00% rate the APR would be equal to 6.054% and could be paid off in 360 monthly installments of $359.73.
Family Home/Rehabilitation Program - A typical sales price of $70,000 would require a down payment of $500.00 which would be an extension of credit of $69,500.00. At a 6.000% rate the APR would be equal to 6.056% and could be paid off in 360 monthly installments of $416.69.