Deposit Specials

View disclosures at bottom of page

 

 

Protect and grow your savings with exceptional rates on FNB Certificates of Deposit. Choose from a variety of terms with competitive rates and the peace of mind of FDIC insurance.

Visit your local First National Bank or call 1-800-555-5455 to learn more. 


13 month CD 2.35%APY1   Apply Now View Disclosure
Minimum balance $5,000.00


19 month CD 2.45%APY2   Apply Now View Disclosure
Minimum balance $5,000.00


25 month CD 2.45%APY3   Apply Now View Disclosure
Minimum balance $5,000.00


35 month CD 2.40%APY4   Apply Now View Disclosure
Minimum balance $5,000.00


52 month CD 2.40%APY5   Apply Now View Disclosure
Minimum balance $5,000.00


61 month CD 2.50%APY6   Apply Now View Disclosure
Minimum balance $5,000.00


An FNB FirstRate Money Market Account gives you the security of a traditional savings account with the benefit of higher interest and the freedom to access your funds.

View Disclosure

Visit your local First National Bank or call 1-800-555-5455 to learn more.


Disclosures

113 month CD 2.35% APY Disclosure
*Annual Percentage Yield (APY): The APY is accurate as of 6/20/19. Open a NEW 13-month certificate of deposit (CD) special and meet the conditions set forth below to receive the promotional APY. APY is subject to change at any time without notice. Offer applies to consumer and business accounts only. To be eligible for the promotional Annual Percentage Yield (APY) of 2.35%, you must meet the following conditions: 1) make a minimum opening deposit of $5,000 which is not currently held in an FNB account; and 2) have an existing First National Bank consumer or business checking account OR open a NEW First National Bank consumer or business checking account. This promotional rate cannot be combined with other offers and the promotional interest rate is limited to one account per household and is available on account balances of $5,000 up to $250,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a 13-month CD and you will earn the base rate of interest in effect at that time for a 12-month CD. Fees could reduce earnings on the account. See the Consumer or Business Fee Schedules for further information on fees applicable to your accounts which are available at an FNB branch. This promotional interest rate is not available for public funds. Offer is subject to withdrawal by us at any time.
MEMBER FDIC / NYSE: FNB Offer available in the following states: PA, OH, MD, WV, NC, SC

219 month CD 2.45% APY Disclosure
*Annual Percentage Yield (APY):The APY is accurate as of 6/20/19. Open a NEW 19-month certificate of deposit (CD) special and meet the conditions set forth below to receive the promotional APY. APY is subject to change at any time without notice. Offer applies to consumer and business accounts only. To be eligible for the promotional Annual Percentage Yield (APY) of 2.45%, you must meet the following conditions: 1) make a minimum opening deposit of $5,000 and 2) have an existing First National Bank consumer or business checking account OR open a NEW First National Bank consumer or business checking account. This promotional rate cannot be combined with other offers and the promotional interest rate is limited to one account per household and is available on account balances of $5,000 up to $250,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into a 19-month CD and you will earn the base rate of interest in effect at that time for an 18-month CD. Fees could reduce earnings on the account. See the Consumer or Business Fee Schedules for further information on fees applicable to your accounts which are available at an FNB branch. This promotional interest rate is not available for public funds. Offer is subject to withdrawal by us at any time.
MEMBER FDIC / NYSE: FNB Offer available in the following states: PA, OH, MD, WV, NC, SC

325 month CD 2.45% APY Disclosure
*Annual Percentage Yield (APY):The APY is accurate as of 6/20/19. Open a NEW 25-month certificate of deposit (CD) special and meet the conditions set forth below to receive the promotional APY. APY is subject to change at any time without notice. Offer applies to consumer and business accounts only. To be eligible for the promotional Annual Percentage Yield (APY) of 2.45% you must meet the following conditions: 1) make a minimum opening deposit of $5,000 which is not currently held in an FNB account; and 2) have an existing First National Bank consumer or business checking account OR open a NEW First National Bank consumer or business checking account. This promotional rate cannot be combined with other offers and the promotional interest rate is limited to one account per household and is available on account balances of $5,000 up to $250,000. A penalty may be imposed for early withdrawals. After maturity if you choose to roll over your CD, it will roll over into a 25-month CD and you will earn the base rate of interest in effect at that time for a 24-month CD. Fees could reduce earnings on the account. See the Consumer or Business Fee Schedules for further information on fees applicable to your accounts which are available at an FNB branch. This promotional interest rate is not available for public funds. Offer is subject to withdrawal by us at any time.
MEMBER FDIC / NYSE: FNB Offer available in the following states: PA, OH, MD, WV, NC, SC

435 month CD 2.40% APY Disclosure
*Annual Percentage Yield (APY): The APY is accurate as of 6/20/19. Open a NEW 35-month certificate of deposit (CD) special and meet the conditions set forth below to receive the promotional APY. APY is subject to change at any time without notice. Offer applies to consumer and business accounts only. To be eligible for the promotional Annual Percentage Yield (APY) of 2.40% you must meet the following conditions: 1) make a minimum opening deposit of $5,000 which is not currently held in an FNB account; and 2) have an existing First National Bank consumer or business checking account OR open a NEW First National Bank consumer or business checking account. This promotional rate cannot be combined with other offers and the promotional interest rate is limited to one account per household and is available on account balances of $5,000 up to $250,000. A penalty may be imposed for early withdrawals. After maturity if you choose to roll over your CD, it will roll over into a 35-month CD and you will earn the base rate of interest in effect at that time for a 24-month CD. Fees could reduce earnings on the account. See the Consumer or Business Fee Schedules for further information on fees applicable to your accounts which are available at an FNB branch. This promotional interest rate is not available for public funds. Offer is subject to withdrawal by us at any time.
MEMBER FDIC / NYSE: FNB Offer available in the following states: PA, OH, MD, WV, NC, SC

552 month CD 2.40% APY Disclosure
*Annual Percentage Yield (APY): The APY is accurate as of 6/20/19. Open a NEW 52-month certificate of deposit (CD) special and meet the conditions set forth below to receive the promotional APY. APY is subject to change at any time without notice. Offer applies to consumer and business accounts only. To be eligible for the promotional Annual Percentage Yield (APY) of 2.40%, you must meet the following conditions: 1) make a minimum opening deposit of $5,000 which is not currently held in an FNB account; and 2) have an existing First National Bank consumer or business checking account OR open a NEW First National Bank consumer or business checking account. This promotional rate cannot be combined with other offers and the promotional interest rate is limited to one account per household and is available on account balances of $5,000 up to $250,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into 52-month CD and you will earn the base rate of interest in effect at that time for a 48-month CD. Fees could reduce earnings on the account. See the Consumer or Business Fee Schedules for further information on fees applicable to your accounts which are available at an FNB branch. This promotional interest rate is not available for public funds. Offer is subject to withdrawal by us at any time.
MEMBER FDIC / NYSE: FNB Offer available in the following states: PA, OH, MD, WV, NC, SC

661 month CD 2.50% APY Disclosure
*Annual Percentage Yield (APY): The APY is accurate as of 5/23/19. Open a NEW 61-month certificate of deposit (CD) special and meet the conditions set forth below to receive the promotional APY. APY is subject to change at any time without notice. Offer applies to consumer and business accounts only. To be eligible for the promotional Annual Percentage Yield (APY) of 2.50%, you must meet the following conditions: 1) make a minimum opening deposit of $5,000 which is not currently held in an FNB account; and 2) have an existing First National Bank consumer or business checking account OR open a NEW First National Bank consumer or business checking account. This promotional rate cannot be combined with other offers and the promotional interest rate is limited to one account per household and is available on account balances of $5,000 up to $250,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, it will roll over into 60-month CD and you will earn the base rate of interest in effect at that time for a 60-month CD. Fees could reduce earnings on the account. See the Consumer or Business Fee Schedules for further information on fees applicable to your accounts which are available at an FNB branch. This promotional interest rate is not available for public funds. Offer is subject to withdrawal by us at any time.
MEMBER FDIC / NYSE: FNB Offer available in the following states: PA, OH, MD, WV, NC, SC

7Money Market 2.01% APY Disclosure
The First National Bank FirstRate Money Market account promotion offer is available February 21, 2019. To be eligible for the promotional Annual Percentage Yield (APY) of 2.01%, you must meet the following conditions: (1) open a NEW or have an EXISTING qualifying First National Bank FirstRate Money Market account; AND (2) have an existing First National Bank personal checking account OR open a NEW First National Bank personal checking account and maintain a monthly average collected balance of $500 or more. A minimum deposit of $25,000.00 in new money must be deposited to the NEW or Existing FirstRate Money Market account to receive the promotional interest rate. The tiered interest rate and APY is based upon the daily collected balance in the account. Promotional rates do not apply on the balances below $25,000.00. If your daily collected balance drops below $25,000.00 in your FirstRate Money Market account or if your monthly average collected balance drops below $500 in your personal checking account, you will not receive the promotional APY of 2.01% on your FirstRate Money Market account. The current interest rate for any daily collected balance of $24,999 or below is 0.04% APY rates effective as of February 21,2019 rates are subject to change at any time. Interest rates are variable and are based on a tiered interest rate structure. The promotional interest rate is limited to one account per household, promotional rate cannot be combined with other offers and is available on balances of $25,000 up to $500,000, and is available to open February 21, 2019 with the promotional rate of 2.01% APY until February 29, 2020. After the promotional rate period ends on February 29, 2020, the variable interest rate and APY for this product will change to the tiered rate effective March 1, 2020, or at the bank’s discretion. Fees could reduce earnings on the account. See the Consumer Fee Schedules for further information on fees and activity restrictions applicable to your accounts which are available at an FNB branch. The promotional interest rate is not available for institutions or public funds. Offer is subject to withdrawal at any time.
MEMBER FDIC / NYSE: FNB Offer available in the following states: PA, OH, MD, WV, NC, SC