Help Me Decide

Based on your responses, the two account options presented below most closely match your specific savings account needs. First National Bank also offers a variety of additional savings accounts for each of your unique needs. Feel free to explore them by clicking on compare accounts, or you can choose one of the recommendations below and click on the apply now button.

Compare Savings Accounts

  Minimum Balance to Avoid Fee* Transaction Limits Interest Rate and Payment Terms Additional Benefits

FirstRate Savings

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Average Daily Balance Required 6 automatic or electronic (ACH or Point of Sale transactions w/pin using an ATM card) per month Tiered variable rate, compounded quarterly Free FNB Online Banking, ATM access, FDIC insured; tiered rate means you earn more on higher balances

Holiday Club

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N/A 6 transfers permitted per month; no ATM/Debit Card access Variable rate, paid semi-annually Free FNB Online Banking, FDIC insured; your money is available for withdrawal, penalty-free, anytime each year
* See Fee Schedule for monthly maintenance fee