Personal Loan/Credit Card

Competitive rates. Custom loans.

Read our loan criteria below to discover why people like you choose to apply for a personal loan and credit cards through FNB.

First National Bank exists to serve you. We have a variety of loan products available to help you meet life’s needs. Take a moment to review our competitive rates, and let us know how we can help you begin to achieve your financial goals.

Please note: If you are interested in a loan that is not listed with the rates below or if your county is out of our service area and not listed, please call 1-800-555-5455 for further information.

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Our Rates for Personal Loans
Product Term Amount APR Other
Home Equity Line of Credit
HELOC
Promotional Offer
Applicable in PA, OH, MD, WV, VA

3.99%
5.00% minus 1.01% APR
Variable APR
Important Disclosures
HELOC
Promotional Offer
Applicable in NC and SC

3.99%
5.00% minus 1.01% APR
Variable APR
Important Disclosures
Home Equity Loan Promotional Offer
8 Years $50,000 As Low As
3.71%
$602.74/mo
Important Disclosures
10 Years $25,000 As Low As
4.19%
$255.38/mo
Important Disclosures
15 Years $25,000 As Low As
4.34%
$189.21/mo
Important Disclosures
20 Years $50,000 As Low As
4.70%
$321.75/mo
Important Disclosures
Home Equity Loans
5 Years $25,000 As Low As
4.04%
$460.86/mo
Important Disclosures
10 Years $25,000 As Low As
4.79%
$262.61/mo
Important Disclosures 
15 Years $25,000 As Low As
5.09%
$198.87/mo
Important Disclosures
20 Years $25,000 As Low As
5.74%
$175.38/mo
Important Disclosures

Please see below for First National Bank's service area listed by county.

If your county is out of our service area, call 800-555-5455 or email us at InternetApp@fnb-corp.com for further information.

North Carolina

  • Alamance
  • Ashe
  • Avery
  • Beaufort
  • Brunswick
  • Cherokee
  • Cumberland
  • Dare
  • Davidson
  • Durham
  • Forsyth
  • Gaston
  • Guilford
  • Hyde
  • Iredell
  • Johnston
  • Lee
  • Lorain
  • Martin
  • Mecklenburg
  • Moore
  • New Hanover
  • Onslow
  • Orange
  • Pendor
  • Perquimans
  • Pitt
  • Rockingham
  • Rowan
  • Stokes
  • Surry
  • Tyrrell
  • Union
  • Wake
  • Washington
  • Watauga
  • Wilkes
  • Yadkin
  • York

Maryland

  • Allegheny
  • Anne Arundel
  • Baltimore
  • Garrett
  • Harford
  • Howard
  • Montgomery
  • Queen Anne’s

New York

  • Chautauqua

Ohio

  • Ashtabula
  • Belmont
  • Columbiana
  • Cuyahoga
  • Geauga
  • Jefferson
  • Lake
  • Lorain
  • Mahoning
  • Medina
  • Portage
  • Stark
  • Summit
  • Trumbull

Pennsylvania

  • Allegheny
  • Armstrong
  • Beaver
  • Bedford
  • Berks
  • Blair
  • Bradford
  • Butler
  • Cambria
  • Carbon
  • Centre
  • Clarion
  • Clearfield
  • Clinton
  • Columbia
  • Crawford
  • Cumberland
  • Dauphin
  • Erie
  • Fayette
  • Forest
  • Fulton
  • Green
  • Huntingdon
  • Indiana
  • Jefferson
  • Juniata
  • Lackawanna
  • Lawrence
  • Luzerne
  • Lycoming
  • Mercer
  • Mifflin
  • Monroe
  • Montour
  • Northampton
  • Northumberland
  • Perry
  • Schuylkill
  • Snyder
  • Somerset
  • Sullivan
  • Susquehanna
  • Tioga
  • Union
  • Venango
  • Warren
  • Washington
  • Wayne
  • Westmoreland
  • Wyoming
  • York

West Virginia

  • Brooke
  • Hancock
  • Marshall
  • Monongalia
  • Ohio
  • Preston
  • Wetzel