Personal Loan/Credit Card

Competitive rates. Custom loans.

Read our loan criteria below to discover why people like you choose to apply for a personal loan and credit cards through FNB.

First National Bank exists to serve you. We have a variety of loan products available to help you meet life’s needs. Take a moment to review our competitive rates, and let us know how we can help you begin to achieve your financial goals.

Please note: If you are interested in a loan that is not listed with the rates below or if your county is out of our service area and not listed, please call 1-800-555-5455 for further information.

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Product Term Amount APR Other
Home Equity Line of Credit 
6 Month
Introductory Rate
1.99%
4.25% - 0.26% APR
Variable APR Thereafter
Important Disclosures
Home Equity Loan Promotional Offer
8 Years $50,000 As Low As
3.19%
$590.80/mo
Important Disclosures
10 Years $25,000 As Low As
3.99%
$252.99/mo
Important Disclosures
15 Years $25,000 As Low As
4.24%
$187.94/mo
Important Disclosures
20 Years $50,000 As Low As
4.65%
$320.39/mo
Important Disclosures
Home Equity Loans
5 Years $25,000 As Low As
3.69%
$456.92/mo
Important Disclosures
10 Years $25,000 As Low As
4.49%
$258.98/mo
Important Disclosures
15 Years $25,000 As Low As
4.84%
$195.62/mo
Important Disclosures
20 Years $25,000 As Low As
5.74%
$175.38/mo
Important Disclosures

Please see below for First National Bank's service area listed by county. If your county is listed below, click the Apply Now button below to continue.

If your county is out of our service area, call 800-555-5455 or email us at InternetApp@fnb-corp.com for further information.

North Carolina

  • Alamance
  • Ashe
  • Avery
  • Beaufort
  • Brunswick
  • Cherokee
  • Cumberland
  • Dare
  • Davidson
  • Durham
  • Forsyth
  • Gaston
  • Guilford
  • Hyde
  • Iredell
  • Johnston
  • Lee
  • Lorain
  • Martin
  • Mecklenburg
  • Moore
  • New Hanover
  • Onslow
  • Orange
  • Pendor
  • Perquimans
  • Pitt
  • Rockingham
  • Rowan
  • Stokes
  • Surry
  • Tyrrell
  • Union
  • Wake
  • Washington
  • Watauga
  • Wilkes
  • Yadkin
  • York

Maryland

  • Allegheny
  • Anne Arundel
  • Baltimore
  • Garrett
  • Harford
  • Howard
  • Montgomery
  • Queen Anne’s

New York

  • Chautauqua

Ohio

  • Ashtabula
  • Belmont
  • Columbiana
  • Cuyahoga
  • Geauga
  • Jefferson
  • Lake
  • Lorain
  • Mahoning
  • Medina
  • Portage
  • Stark
  • Summit
  • Trumbull

Pennsylvania

  • Allegheny
  • Armstrong
  • Beaver
  • Bedford
  • Berks
  • Blair
  • Bradford
  • Butler
  • Cambria
  • Carbon
  • Centre
  • Clarion
  • Clearfield
  • Clinton
  • Columbia
  • Crawford
  • Cumberland
  • Dauphin
  • Erie
  • Fayette
  • Forest
  • Fulton
  • Green
  • Huntingdon
  • Indiana
  • Jefferson
  • Juniata
  • Lackawanna
  • Lawrence
  • Luzerne
  • Lycoming
  • Mercer
  • Mifflin
  • Monroe
  • Montour
  • Northampton
  • Northumberland
  • Perry
  • Schuylkill
  • Snyder
  • Somerset
  • Sullivan
  • Susquehanna
  • Tioga
  • Union
  • Venango
  • Warren
  • Washington
  • Wayne
  • Westmoreland
  • Wyoming
  • York

West Virginia

  • Brooke
  • Hancock
  • Marshall
  • Monongalia
  • Ohio
  • Preston
  • Wetzel