Last Updated: 1/21/21
FNB is offering several programs to support our customers who are directly impacted. All programs are subject to bank approval and information regarding specific solutions can be found below. To find the updates regarding FNB's response to the coronavirus, including additional measures the Bank is taking, click Learn More below.
On December 27, 2020, the President signed into law the Consolidated Appropriations Act (the “Act”), a $900 billion legislative package that, among other things, renews the Paycheck Protection Program (PPP) that was established under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). The Act allocates $284.45 billion for PPP loans to eligible new borrowers, as well as a second-draw to qualifying borrowers that already received a loan under the first round of PPP funding.
FNB is currently accepting applications for first and second draw PPP loans. Keep in mind that all loan applications must be submitted through the Portal. Paper-based applications will not be accepted.
Who is eligible to apply
First-draw PPP Loans will be available to first-time borrowers from the following groups:
Second-draw PPP Loans will also be available to businesses that previously received a PPP loan. Specifically, previous PPP recipients may apply for a second loan of up to $2 million, provided they:
Businesses who are not currently FNB customers and have questions about the latest round of PPP are encouraged to contact an FNB banker.
The PPP Forgiveness Portal is temporarily closed as a result of the new legislative changes that are part of the December 27 Consolidated Appropriations Act. Those changes include the expansion of eligible expenses which could benefit our clients.
To deliver the best customer experience, we will re-open the portal once we have incorporated the necessary changes into our forgiveness applications.
If you have a Paycheck Protection Program Loan through First National Bank, review the SBA's PPP Program Forgiveness Guidelines and check the website frequently for information regarding the re-opening of the forgiveness portal.
For the latest information, please visit the SBA website.
First-draw PPP Loans:
Second-draw PPP Loans:
Forgiveness Application:
Although PPP loans are funded by the SBA through the CARES Act, the loans are provided through First National Bank. Borrowers will work directly with FNB regarding forgiveness applications. The SBA will not contact you directly to sign or submit documents. All SBA requests for information will come through FNB.
. to avoid scams. Contact the SBA office to report a scam appearing to be from the SBA.Businesses facing financial difficulties related to COVID-19 are encouraged to contact their local banker, relationship manager, or FNB Customer Service Center at 1-800-555-5455 to discuss their individual circumstances and potential solutions available to them.
Individuals facing financial difficulties related to COVID-19 are encouraged to schedule an appointment to contact their local banker or call FNB Customer Service Center at 1-800-555-5455 to discuss their individual circumstances and potential solutions available to them.
Mortgages & Home Equity
If you are experiencing a financial hardship due to COVID-19, we may have programs available to assist you. Please click Learn More to discover how we can assist you.
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1 - All applications are subject to review for verification of eligibility to participate in the Small Business Administration (SBA) Paycheck Protection Program (Program) and FNB maintains discretion to require additional underwriting or federal regulatory compliance information or documentation for due diligence purposes. All applications submitted are not complete until approved by FNB and accepted by the SBA. FNB cannot guarantee the timing of the submission of your loan to the SBA or that your loan will be approved by FNB or accepted by the SBA. FNB is not responsible for any false or misleading information provided by an applicant in any application for relief under the Program. FNB will not pay Agents for assistance they may provide an Applicant in obtaining a Program loan.
2 - Please do not email this mailbox or reply with questions. This mailbox is not being monitored and is for email notifications only.
