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COVID-19 Relief Programs

Last Updated: 9/3/20
FNB is offering several programs to support our customers who are directly impacted. All programs are subject to bank approval and information regarding specific solutions can be found below. To find the updates regarding  FNB's response to the coronavirus, including additional measures the Bank is taking, click Learn More below.

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COVID Relief Resources box

Paycheck Protection Program1

The Paycheck Protection Program is a major component of the Coronavirus Aid, Relief, and Economic Security (CARES) Act which provides 100% federally guaranteed loans to small businesses. The loans may be forgiven if small business borrowers maintain their payrolls or restore the number of employees and/or salaries affected by the crisis by December 31, 2020.

PPP Forgiveness Portal Coming Soon

FNB is working to develop our Paycheck Protection Program Forgiveness Portal. If you have a paycheck Protection Program Loan through first National Bank, this portal will allow you to complete the forgiveness application that will be submitted to the SBA. We will send you an email with specific instructions on how to apply when the Paycheck Protection Program Forgiveness Portal is available.

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The SBA will forgive loans if all employees are kept on the payroll for a defined period of time and the money is used for payroll, rent, mortgage interest, or utilities.

How You Can Prepare

If you have a Paycheck Protection Program Loan through First National Bank there are some steps you can take to get ready for the forgiveness process. You can apply for forgiveness any time on or before the loan is expected to be paid in full so you have time to gather the necessary information.

1. Review the SBA's PPP Program Forgiveness GuidelinesRedirect icon

2. Familiarize yourself with the governments forgiveness applicationRedirect icon; don't worry, we will walk you through the steps in our Forgiveness Portal.

3. Gather your payroll and expense information as outlined in the government instructionsRedirect icon

PPP loan forgiveness box

PPP Forgiveness Resources

Paycheck Protection Program FAQs

Expand the item that best fits your current situation for information regarding your application or loan.

Other Business Relief Options

Businesses facing financial difficulties related to COVID-19 are encouraged to contact their local banker, relationship manager, or FNB Customer Service Center at 1-800-555-5455 to discuss their individual circumstances and potential solutions available to them.

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Relief for Consumers

Individuals facing financial difficulties related to COVID-19 are encouraged to schedule an appointment to contact their local banker or call FNB Customer Service Center at 1-800-555-5455 to discuss their individual circumstances and potential solutions available to them.

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Mortgages & Home Equity
If you are experiencing a financial hardship due to COVID-19, we may have programs available to assist you. To discuss your situation and possible solutions, please send an email to or call 1-877-341-6974.

Notices & Disclosures

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

1 - All applications are subject to review for verification of eligibility to participate in the Small Business Administration (SBA) Paycheck Protection Program (Program) and FNB maintains discretion to require additional underwriting or federal regulatory compliance information or documentation for due diligence purposes. All applications submitted are not complete until approved by FNB and accepted by the SBA. FNB cannot guarantee the timing of the submission of your loan to the SBA or that your loan will be approved by FNB or accepted by the SBA. FNB is not responsible for any false or misleading information provided by an applicant in any application for relief under the Program. FNB will not pay Agents for assistance they may provide an Applicant in obtaining a Program loan.

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