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COVID-19 Relief Programs

Last Updated: 10/16/20
FNB is offering several programs to support our customers who are directly impacted. All programs are subject to bank approval and information regarding specific solutions can be found below. To find the updates regarding  FNB's response to the coronavirus, including additional measures the Bank is taking, click Learn More below.

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COVID Relief Resources box

Paycheck Protection Program1

The Paycheck Protection Program is a major component of the Coronavirus Aid, Relief, and Economic Security (CARES) Act which provides 100% federally guaranteed loans to small businesses. The loans may be forgiven if small business borrowers maintain their payrolls or restore the number of employees and/or salaries affected by the crisis by December 31, 2020.

PPP Forgiveness Portal Coming Soon

We are pleased to announce that FNB’s Online PPP Loan Forgiveness Portal will be open to Paycheck Protection Program (PPP) borrowers on a phased basis beginning in November. This portal is designed to streamline the forgiveness process, providing an easy-to-use resource for completing and storing your application and supporting documentation.

Borrowers will receive an email from FNB (FNBPAemail@marketing.fnb-corp.com2) inviting you to begin the PPP loan forgiveness application process based on the date your loan was funded. A complete overview of the forgiveness application process can be found below.

We’re working to simplify the application process: The Small Business Administration (SBA) recently announced a streamlined loan forgiveness process for certain borrowers with PPP loans of $50,000 or less. We are in the process of updating our Forgiveness Portal to accommodate our customers who plan to apply using the new Form 3508S.

There’s plenty of time to apply:  As a borrower, it is important to remember that while you are eligible to begin applying for PPP loan forgiveness at the end of your covered period, you have 10 months from the end of your Covered Period to submit your forgiveness application before any loan payment is required.

PPP Loan Forgiveness Box

Overview of the Forgiveness Application Process

Expand the item to learn more about the steps in the forgiveness application process.

Paycheck Protection Program (PPP) Scam Awareness

Although PPP loans are funded by the SBA through the CARES Act, the loans are provided through First National Bank.  Borrowers will work directly with FNB regarding forgiveness applications.  The SBA will not contact you directly to sign or submit documents. All SBA requests for information will come through FNB.

  • A new scam targeting PPP loan recipients appears to be an email from the Small Business Administration using the SBA logo. The email asks the recipient to download, sign and return documents.
  • The SBA will not contact you directly regarding your PPP loan.
  • Legitimate government entities will have websites and emails that end in .gov, such as www.sba.govRedirect icon.
  • Review other tips from the SBARedirect icon to avoid scams. Contact the SBA office to report a scam appearing to be from the SBA.

Learn More

PPP Forgiveness Resources

Other Business Relief Options

Businesses facing financial difficulties related to COVID-19 are encouraged to contact their local banker, relationship manager, or FNB Customer Service Center at 1-800-555-5455 to discuss their individual circumstances and potential solutions available to them.

Person using calculator at desk

Relief for Consumers

Individuals facing financial difficulties related to COVID-19 are encouraged to schedule an appointment to contact their local banker or call FNB Customer Service Center at 1-800-555-5455 to discuss their individual circumstances and potential solutions available to them.

Person looking at laptop screen

Mortgages & Home Equity
If you are experiencing a financial hardship due to COVID-19, we may have programs available to assist you. To discuss your situation and possible solutions, please send an email to fnbmortgageassistance@fnb-corp.com or call 1-877-341-6974.

Notices & Disclosures

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

1 - All applications are subject to review for verification of eligibility to participate in the Small Business Administration (SBA) Paycheck Protection Program (Program) and FNB maintains discretion to require additional underwriting or federal regulatory compliance information or documentation for due diligence purposes. All applications submitted are not complete until approved by FNB and accepted by the SBA. FNB cannot guarantee the timing of the submission of your loan to the SBA or that your loan will be approved by FNB or accepted by the SBA. FNB is not responsible for any false or misleading information provided by an applicant in any application for relief under the Program. FNB will not pay Agents for assistance they may provide an Applicant in obtaining a Program loan.

2 - Please do not email this mailbox or reply with questions. This mailbox is not being monitored and is for email notifications only.

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