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Paycheck Protection Program

Learn more about the PPP Forgiveness Program. Last Updated: June 18, 2021

Paycheck Protection Program Update1

The Small Business Administration (SBA) Paycheck Protection Program (PPP) is designed to assist small businesses affected by the COVID-19 pandemic by covering costs related to payroll and certain other expenses. The Small Business Administration (SBA) has indicated the funding for the Paycheck Protection Program (PPP) has been exhausted. As a result, we are no longer accepting PPP loan applications. For additional information regarding PPP, please visit the SBA website.Redirect icon

FNB is currently accepting applications for PPP forgiveness. Keep in mind that all loan applications must be submitted through the Portal. Paper-based applications will not be accepted.

PPP Loan Forgiveness Applications

Borrowers may be eligible for PPP loan forgiveness. FNB's Online PPP Loan Portal is open for forgiveness applications for borrowers who have not yet submitted a forgiveness application for their Paycheck Protection Program (PPP) loan.

You have until 10 months after your covered period to apply for forgiveness before loan payments commence. For more details about your forgiveness eligibility, please visit the SBA websiteRedirect icon or work with your attorney or accountant. For answers to other PPP Forgiveness questions, review our PPP Forgiveness FAQs.

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PPP Loan Forgiveness

Forgiveness Application:

  • Register if you are a new user applying for forgiveness
  • Log in if you previously registered

Register    Log In

PPP Loan Forgiveness Box

PPP Loan Forgiveness Application Support

For assistance with the Forgiveness Application, please contact your banker during regular business hours, or call the PPP Forgiveness Call Center at 833-FNB-LOAN (833-362-5626), Monday through Friday from 8:00 AM – 6:00 PM ET.

For answers to your PPP Forgiveness questions, review the PPP Forgiveness FAQs.

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PPP Forgiveness Resources

Paycheck Protection Program (PPP) Scam Awareness

Although PPP loans are funded by the SBA through the CARES Act, the loans are provided through First National Bank.  Borrowers will work directly with FNB regarding forgiveness applications.  The SBA will not contact you directly to sign or submit documents. All SBA requests for information will come through FNB.

  • A new scam targeting PPP loan recipients appears to be an email from the Small Business Administration using the SBA logo. The email asks the recipient to download, sign and return documents.
  • The SBA will not contact you directly regarding your PPP loan.
  • Legitimate government entities will have websites and emails that end in .gov, such as www.sba.govRedirect icon.
  • Review other tips from the SBARedirect icon to avoid scams. Contact the SBA office to report a scam appearing to be from the SBA.
  • FNB is not working with any third parties on the Paycheck Protection Program. Any telephone or email solicitations that you receive from vendors offering assistance or requesting information are not approved by or affiliated with FNB.
  • If you are unsure about a communication you have received, please contact the banker you are working with or call 1-833-362-5626

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Notices & Disclosures

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

1 - All applications are subject to review for verification of eligibility to participate in the Small Business Administration (SBA) Paycheck Protection Program (Program) and FNB maintains discretion to require additional underwriting or federal regulatory compliance information or documentation for due diligence purposes. All applications submitted are not complete until approved by FNB and accepted by the SBA. FNB cannot guarantee the timing of the submission of your loan to the SBA or that your loan will be approved by FNB or accepted by the SBA. FNB is not responsible for any false or misleading information provided by an applicant in any application for relief under the Program. FNB will not pay Agents for assistance they may provide an Applicant in obtaining a Program loan.

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