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      Excess liability coverage for those with significant assets

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      Specialized coverage for potentially devastating claims

    • Umbrella icon

      Specialized policy designed to protect your assets

  • Significant Risks Require Significant Protection:

    If you have worked hard to get to where you are today, let the experts at FNIA work just as hard to keep you protected. With a Personal Umbrella Insurance policy, you can rest assured you have the coverage you need against financial claims for injury or property damage above and beyond the coverage provided by your standard home or auto policies. If you are sued for damages that exceed the limits of your homeowner's or automobile insurance, the results could be devastating - particularly if you own expensive personal property, have significant savings, or other significant assets. You need the peace of mind that comes with this additional layer of coverage.


    Specially designed for those with significant assets, a Personal Umbrella Insurance policy (sometimes called excess liability insurance) from FNIA helps to protect your home, finances, or other assets against claims for serious bodily injury or property damage above and beyond the liability protection that comes with standard homeowners or automobile policies.

    Good For:

    • Owners of pools, trampolines, dangerous pets, rental property or businesses
    • Protection from claims arising from skiing, surfing or hunting accidents
    • Those with significant savings, investments or other assets
    • People who may be at increased risk of claims such as volunteers, youth sports coaches or those with teen drivers

    Product Features:

    • Specialized coverage for potentially devastating claims
    • Protection from damages that exceed the limits of your standard insurance policies
    • Coverage for those with significant assets
    • Insurance experts that work with you to create a specialized policy designed to protect your assets
    • Responsive claim service

    Benefits of an Independent Agency:

    As an independent insurance agency, we'll match your driving history with the carrier that offers the greatest possible value in terms of coverage and cost. Most importantly, you can always depend on us for best-in-class service.

  • Ready to Get Started?

    Whether you prefer to apply online or speak to one of our licensed advisors we have convenient ways for you to get started. If you opt to speak to an advisor, please have a copy of your current insurance policy for the policy you would like to discuss.

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Notices & Disclosures

Insurance products are sold by First National Insurance Agency, LLC and its licensed agents. Insurance products are: 

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit


Subject to investment risks, including loss of principal amount invested. First National Insurance Agency is a subsidiary of F.N.B. Corporation.

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