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    • House percent icon

      Borrow up to 85% of the value of your home2

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      Fixed, affordable interest rate3

    • Percent Sign in Circle

      Discount available for automatic payment from an FNB Deposit account

    • Arrows

      Flexible repayment terms available

  • Lending Solutions for Accomplishing Your Goals:

    A Home Equity Installment Loan from FNB1 taps into the value of your home to provide you with the borrowing power you need to meet your financial objectives.

    Key Features:

    • Borrow up to 85% of your home's value less the amount you owe on your home2
    • One-time, lump-sum distribution of loan proceeds
    • Fixed monthly payment
    • Fixed interest rate
    • Interest rate discount available when you set up automatic monthly payments from an FNB Deposit account
    • Flexible repayment terms

    Key Benefits:

    • Interest may be tax deductible3
    • Immediate spending power

    Great For:

    • Larger, one-time purchases
    • Home renovations
    • New appliances
    • Funding education
    • Debt consolidation
    Interest Rates for Zip Code 20149
  • Qualifying for a Home Equity Installment Loan:

    In order to qualify for a Home Equity Installment Loan, you first need to have equity in your home. This means that the value of your home must be greater than the amount you owe on your home. This difference in the amount your home is worth and how much you owe is called equity. Typically, you can borrow up to 85 percent of your home's value less the amount you owe on your home. Other factors such as credit score, employment history, monthly debt payments and income are also considered.

    The Borrowing Process:

    Our objective is to make the borrowing process simple and straightforward. To apply for a Home Equity Installment Loan, you will want to have the following information available for your branch visit:

    Required Identification:

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

    Getting Prepared:

    While you won't need this for your initial visit to start the application process, as we evaluate your application, we may ask you for additional pieces of information. You may be asked:

    • To verify your income
    • To provide bank statements
    • To provide tax documents

With any account, you also get the latest in digital technology:

Compare all accounts This comparison chart makes it easy to compare all our borrowing options.

Browse all

Compare all accounts This comparison chart makes it easy to compare all our borrowing options.

Compare all

Still not sure? Answer a few quick questions to help you find the right borrowing option.

Help me decide

Still not sure? Answer a few quick questions to help you find the right borrowing option.

Help me decide

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Notices & Disclosures
1 - FNB is an Equal Housing Lender; NMLS #766529
2 - All loan products are subject to credit approval.
3 - Interest may be deductible; check with your tax advisor.

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