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    • Lock

      Lock in a great rate for up to 9 months

    • Security icon

      Protect yourself against rising interest rates

    • Hammer and Saw

      Finance unexpected upgrades or changes

  • A Program Designed with You in Mind

    Our Extended Rate Lock Program allows you to lock in a great rate for up to nine months while your new home is being built. If interest rates decline during this period, you will be able to lock in an even lower rate (limitations apply).

    Key Benefits:

    • Lock in your rate for up to nine months while your new home is being built.
    • A one-time rate change available within 45 days of your loan closing date.
    • If changes occur during the construction of your new home or upgrades are needed, you may be able to add those costs to your overall financing.
  • Applying for the Extended Rate Lock Program:

    Whether you would like to get pre-qualified or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process you can set up time to meet with one of our experts.

    Getting Prepared

    It is helpful if you have the following documents with you during the application process:

    • Fully executed purchase agreement, if available
    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

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Need help now? Call us or schedule an appointment.

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Notices & Disclosures
  • FNB is an Equal Housing Lender; NMLS #766529.
  • All loan products are subject to credit approval.

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