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      Little or no down payment required

    • No papers icon

      No mortgage insurance requirement

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      Less-than-perfect credit considered for approval

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      Payment assistance available

  • Supporting Those Who Serve:

    With a VA Home Loan from FNB, you get low-cost home financing designed to support those who have served.

    Qualifying for a VA Home Loan:

    This program is available to the following groups:

    • Active-duty military
    • Veterans
    • Reservists and members of the National Guard
    • Certain surviving spouses of veterans

    Key Features:

    • Little-to-no down payment required
    • No mortgage insurance required
    • Credit scores 620 and above considered
    • No pre-payment penalty
    • Lower closing costs than other forms of borrowing
  • Qualifying for a VA Home Loan:

    In order to qualify for a VA Home Loan, you first need to obtain a Certificate of Eligibility (COE). A COE can be obtained online, via the mail, or through your lender. Certain active duty military personnel will need to present a current statement of service in order to obtain a COE. Veterans or former military personnel will need to present a DD Form 214 to confirm past service. Other factors such as credit score, employment history, monthly debt payments and income are also considered.

    Applying for a VA Home Loan:

    Whether you would like to get pre-qualified or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your bag. During the checkout process, you can select the option to get started online or set up a time to meet with one of our experts.

    Getting Prepared

    It is helpful if you have the following documents with you during the application process:

    • Fully executed purchase agreement, if available
    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

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Notices & Disclosures
  • All loan products are subject to underwriting/credit approval.
  • FNB is an Equal Housing Lender; NMLS #766529.

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