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      Competitive interest rate

    • Lock

      Set interest rate for the life of the loan

    • Calendar

      Fixed monthly principal and interest payment

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      No mortgage insurance required

  • Specialized Program:

    Manufactured homes are more popular than ever, so finding a bank that can provide the proper financing for these types of homes is important. At FNB, we have a program tailored specifically for pre-built or manufactured homes.1,2

    Key Features:

    • Fixed interest rate
    • Available in multiple repayment terms
    • No mortgage insurance required

    Key Benefits:

    • Interest rate doesn’t change over time
    • Interest may be tax deductible.3

    Great For:

    • New home purchases or new home construction
    • Refinancing to reduce the rate or term of the existing loan
    • As a cash-out refinance option

    Important Requirements:

    • Dwelling must be built on a permanent chassis
    • Home must be attached to a permanent foundation system or basement
  • Applying for a Manufactured Home Loan:

    Whether you would like to get pre-qualified or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your bag. During the checkout process you can select the option to set up a time to meet with one of our experts.

    Getting Prepared

    It is helpful if you have the following documents with you during the application process:

    • Fully executed purchase agreement, if available
    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

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Notices & Disclosures

1 - All loan products are subject to underwriting/credit approval.
2 - FNB is an Equal Housing Lender; NMLS #766529.
3 - Interest may be deductible; check with your tax advisor.

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