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    • Percent Sign in Circle

      Up to 100% financing available with no PMI

    • House

      For purchases, refinances or new construction

    • Person

      Interns, fellows and residents can all apply

    • Lock and 2 Arrows

      Fixed and adjustable rate products available

  • A Program Tailored for Your Profession:

    We understand the unique challenges and opportunities of serving in the medical field. That's why we developed specific mortgage solutions for physicians. Whether you're just starting out and managing the challenges presented by student loans, or you're in an established practice, we have mortgage solutions designed to meet your specific needs.

    Qualifications Required:

    • You must hold an M.D., D.O., D.D.S., D.V.M. or D.M.D degree.
    • Interns, fellows, or residents are also eligible.

    Key Features:

    • Up to 100% financing available
    • No Private Mortgage Insurance (PMI) required
    • Fixed rate mortgages with multiple repayment terms available
    • Adjustable rate mortgages with multiple repayment terms available
    • No title insurance on mortgages up to $500,000
    • You can finance up to $750,000 with no down payment required (for purchases or refinancing).
    • You can finance up to $1.5 million with a low down payment.

    Key Benefits:

    • Available for primary or second/vacation homes
    • Single family dwellings, condos, and townhomes are eligible
  • Applying for a Physicians Mortgage:

    Whether you would like to get pre-qualified or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your bag. During the checkout process, you can set up time to meet with one of our experts.

    Getting Prepared

    It is helpful if you have the following documents with you during the application process:

    • Fully executed purchase agreement, if available
    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Notices & Disclosures
  • All loan products are subject to underwriting/credit approval.
  • FNB is an Equal Housing Lender; NMLS #766529.

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