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      Competitive interest rate

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      Set interest rate for the life of the loan

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      Fixed monthly principal and interest payment

    • Pen Writing on Document

      Flexible underwriting terms

  • For the Home of Your Dreams

    A Jumbo Fixed Rate Mortgage from FNB can help you attain the home of your dreams.1 Fixed rate mortgages are the most popular form of home loans in the U.S. largely due to the appeal of a consistent principal and interest payment amount over the life of the loan.2 As the name implies, a fixed rate mortgage loan is a mortgage where your interest rate remains the same for the duration of your loan. With a jumbo fixed rate mortgage, you have the added convenience of larger borrowing amounts and the flexibility of personalized underwriting.3

    Key Features:

    • Flexible underwriting for customers with complex assets or income structures
    • Set interest rate for the life of the loan
    • Fixed monthly principal and interest payment
    • Multiple repayment terms available
    • Competitive interest rate

    Key Benefits:

    • Interest rate doesn’t change over time
    • Interest may be tax deductible4
    • Competitive interest rates
    • Available for primary and secondary/vacation homes

    Great For:

    • Home purchases
    • Refinancing to reduce rate or term
    • Cash-out refinancing
    • New construction
    • Renovations
  • Applying for a Jumbo Fixed Rate Mortgage:

    Whether you would like to get pre-qualified or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process you can select the option to get started online or set up time to meet with one of our experts.

    Getting Prepared

    It is helpful if you have the following documents with you during the application process:

    • Fully executed purchase agreement, if available
    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2’s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

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Notices & Disclosures

1 - FNB is an Equal Housing Lender; NMLS #766529.
2 - All loan products are subject to underwriting/credit approval. 
3 - Generally, loans above $484,350 require a jumbo mortgage; this amount varies by county and is determined by the Federal Housing Finance Agency.Redirect icon
4 - Interest may be deductible; check with your tax advisor.

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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