Compare Savings Products

Minimum Balance to Avoid Fee*

Transaction Limits

Interest Rate and Payment Terms

Additional Benefits

FirstRate Savings           

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$100 average daily balance 6 automatic or electronic (ACH or Point of Sale transactions w/pin using an ATM card) per month Tiered variable rate, compounded quarterly FNB Online Banking, ATM access, FDIC insured; tiered rate means you earn more on higher balances

FirstRate Money Market

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$5,000 average daily balance 6 automatic or electronic (ACH or Point of Sale transactions w/pin using an ATM card) per month Tiered variable rate, compounded monthly FNB Online Banking, ATM access, FDIC insured; tiered rate means you earn more on higher balances

Health Savings

None; An initial set up fee and annual fee apply IRS Regulations apply Tiered variable rate, compounded monthly FNB Online Banking, ATM access, check writing permitted, FDIC insured

Holiday Club

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N/A 6 transfers permitted per month; no ATM/Debit Card access Variable rate, paid semi-annually FNB Online Banking, FDIC insured; your money is available for withdrawal, penalty-free, anytime each year
* See Fee Schedule for monthly maintenance fee