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Get Up to $150*

Earn up to $150 for banking with us when you open a new checking account and make qualifying transactions.*

Open a Checking Account

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Just open a new FNB checking account and within the first 90 days:

Earn $100 for making direct deposits totaling $2,500 or more.

Earn $50 for initiating 15 or more debit transactions.

How to Qualify

Let’s get started.

To get started, open a new FNB checking account. Between our Freestyle Checking, Lifestyle Checking, eStyle, eStyle Plus and Premierstyle Checking, we offer the options you desire to bank with confidence. To get started or for help finding the best product for your particular situation, click "Learn More" below.
Learn More

Offer available between March 7 through March 31, 2022

Notices & Disclosures

*This promotional offer is limited to customers transitioning from Howard Bank to First National Bank that do not have an existing personal checking product. This offer is only available at; a $50 minimum deposit is required when opening a checking account online except for the eStyle Account, which is $25. Offer valid for new personal checking accounts opened through March 31, 2022.

To receive the $100 direct deposit reward, the following conditions must be satisfied: 1) Open a new personal checking account (Freestyle, eStyle, eStyle Plus, Lifestyle or Premierstyle) and make a qualifying direct deposit(s) totaling $2,500 within the first 90 days after account opening; and 2) Your account must be open and in good standing. Your $100 reward will be credited to the open account within 15 business days following the 90-day period. Your qualifying direct deposit(s) must be an electronic-type deposit, including but not limited to, a paycheck or pension from your employer, government benefits (such as Social Security), or other affiliated depositors.

To receive the $50 reward, the following conditions must be satisfied: 1) Fifteen (15) customer-initiated debit transactions must be made from your new personal checking account within the 90-day period (including, but not limited to, POS transactions that settle and post to your account within the 90-day period, PIN, ATM withdrawals, transfers to other accounts, mobile banking, online bill pay, wire transfers, personal checks, and Zelle® payments); and 2) Your account must be open and in good standing. Your $50 reward will be credited to the account within 15 business days following the 90-day period.

Offer is non-transferrable and subject to change without prior notice. Offer may be terminated or extended based on response. Offer does not apply to multiple checking accounts, existing Howard or FNB checking accounts, or accounts converting to another personal checking account. Checking account rewards are limited to one per household per calendar year. FNB employees and/or members of their household are not eligible for this promotion. FNB may offer multiple promotions at one time; even if you meet the requirements for multiple promotional offers, you are only eligible for and will receive one promotional reward offer. Checking accounts closed by the customer within 180 days of opening are subject to a $50 account early closing fee except for the eStyle Account, which has no closing fee. Some checking accounts accrue interest based on balance. For example, the Lifestyle Checking currently pays .01% Annual Percentage Yield on balances of $2,500 to $100,000+. Interest rates are variable and are valid as of February 15, 2022, and are subject to change at any time. Fees could reduce the earnings on the account; see the Consumer Fee Schedule, which is available at any FNB branch, for further information on fees applicable to this account. To the extent required by law, FNB will report the value of this reward to the IRS on Form 1099 MISC. Any applicable taxes are the responsibility of the account holder. In the event we determine your account does not meet the eligibility criteria or the activity on your account does not qualify to meet the required conditions, we will not be obligated to credit your account with the reward payout.

Offer Ends: March 31, 2022
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