Welcome to F.N.B. Corporation F or more than 150 years, F.N.B. Corporation (FNB) has built long-lasting customer relationships based on integrity and trust. From our roots as a largely rural institution, we have emerged as a premier regional bank holding company spanning eight states and the District of Columbia. We maintain top retail deposit market share in multiple metropolitan statistical areas throughout our footprint. FNB’s successful growth has made it possible for us to serve new customers in new markets, offer significant opportunities for employees to grow their careers, and give back to the communities we call home. Throughout our journey, we’ve remained steadfast in our commitment to provide superior service and do what’s right for our customers. Our strategy has always been focused on building long-lasting relationships and providing financial solutions that are tailored to the needs of our customers. W ith varying backgrounds, roles and experience, we have joined together to create something special at FNB — a singular, exceptional culture that unites us in our dedication, teamwork and passion for doing what’s right for our customers. Our corporate culture — who we are as a company and what drives our working relationships with those around us — has played an instrumental role in how we have transformed into a leading, high-performing financial services organization. By embracing a culture of innovation and teamwork where employees can grow and flourish, FNB has received repeated recognition as a top workplace from our own employees. This truly gratifying honor symbolizes the pride and respect we have for each other, the work that we do and the outstanding culture we represent. Our employees understand the importance of working for a company that they strongly believe in and whose values mirror their own. •  Our Vision — where we are going, •  Our Mission — why we are here, •  Our Core Values — how we interact with others, and •  Our Operating Principles — what guides our decisions. •  Empowerment and creativity. •  Collaboration and teamwork. •  Diversity and inclusion. •  Recognition and shared accomplishments. •  Progress through innovation. WHO IS F.N.B. Corporation Beyond our own walls, we focus on the communities where we live and work. A valued leader and integral partner, FNB makes a practice of giving back through volunteerism, employee donations and robust philanthropic giving. We strive to set an example by engaging in behavior that creates a positive impact on all members of our communities. Shared success is our goal — when our communities thrive, we thrive as well. As a member of the FNB team, you will experience: To truly appreciate what makes FNB so special, it’s helpful to understand the building blocks that make up our corporate culture: “We focus on the Communities Where we Live and Work. When our Communities Thrive, we thrive as well.”