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Opening the doors to homeownership in Cleveland
Growing with Cleveland

$20,0001 Closer to Your New Home.

Opening the Doors to Homeownership in Cleveland


FNB has expanded credit across diverse communities throughout its footprint with a Special Purpose Credit Program (SPCP), promoting homeownership and economic equality. FNB Homeownership Plus, part of the SPCP's initial rollout, can now be combined with the Community Uplift Program in Cleveland to deliver even more financial support toward the purchase of a new home, including both down payment assistance and a closing cost grant.

Supporting the Communities We Serve

Bank Building

FNB is the Preferred Lender for Circle East District in Cleveland, OH.

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Homebuyer Education Lunch and Learn

Homebuyer Education Lunch and Learn

Learn more about the homebuying process and assistance programs that are available in the Cleveland area. Let us know you are interested in attending by submitting the form below.

Friday, June 27, 2025
from 11:00 AM - 3:00 PM

Location:
The Community Room at University Circle, Inc.
10831 Magnolia Drive, Cleveland, OH 44106

Let Us Know If You Would Like to Attend the Homebuyer Education Lunch and Learn

If you are interested in attending this event at our University Circle branch in Cleveland, OH, please fill out the form below. A Community Homeownership Specialist will contact you to complete your registration. 4
Circle East logo

Expanding Homeownership Opportunities in Circle East District

CLEVELAND, OHIO — Cuyahoga Land Bank is proud to announce a powerful new partnership with First National Bank (FNB), the banking subsidiary of F.N.B. Corporation, to support homeownership in the Circle East District. Through this partnership, eligible homebuyers may receive up to $40,000 in combined financial assistance, including a $20,000 builder interest rate buy-down made possible through a grant from Cuyahoga Land Bank, and $20,000 from FNB, which includes $15,000 in down payment assistance with an additional $5,000 toward closing costs. This powerful combination can significantly reduce monthly mortgage payments and make homeownership more accessible to buyers in one of Cleveland’s most promising new neighborhoods.

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Karen Polk

Meet With An Expert

Schedule an appointment with Community Homeownership Specialist Karen Polk to learn more about the affordable homeownership opportunities in the Cleveland area, including the Community Uplift Program and FNB Homeownership Plus.

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Hand shakes

FNB is a proud sponsor of University Circle's WOW! Wade Oval Wednesdays. Occurs every Wednesday from June 18 - August 20, 2025.

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Insights to Help With Your Homebuying Journey

  1. Article

    What to Know About Home Buying Assistance Programs

    Taking advantage of unique opportunities and solutions can bring homebuying dreams within reach....

  2. Article

    Do You Qualify for Downpayment Assistance? What Homebuyers Need to Know

    Buying a home is one of the most significant financial decisions many people make, and one of the biggest hurdles is saving enough...

Notices & Disclosures

1 - Qualifying transactions must be for purchase and/or rehabilitation of a single family, Planned Unit Development (PUD) or condominium primary residence. Homeownership counseling is required for First Time Home-Buyers by a government approved agency. A written certification of completion must be provided. The property must be located in a MMCT (Majority Minority Census Tract) and within the Winston-Salem, Charlotte, Greensboro, Durham, and Raleigh, NC MSAs, as well as Baltimore-Towson, MD, Cleveland, OH and Pittsburgh, PA MSAs. Loans greater than $500,000 require 2 months of payment reserves. Other terms and conditions may apply. See an FNB Mortgage Loan Officer for complete details. All loans are subject to credit and property approval. This is not a commitment to lend.

2 - All loan products are subject to underwriting/credit approval.

3 - FNB is an Equal Housing Lender; NMLS #766529

4 - Any personal information you submit on this webpage will be used solely for the purpose of communicating with you regarding the Homebuyer Lunch and Learn you have expressed interest in. This information will not be shared, sold, or used for any other purposes outside of facilitating your participation in the lunch and learn. By submitting your personal information, you consent to its use strictly for this purpose.

Redirect icon  - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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