Success-Stories

Our Clients' Stories

Read testimonials¹ from our small business customers to learn more about some of the businesses we have recently assisted in realizing their goals.

Taking Your Business to the Next Level

Jaybird Manufacturing, Inc. wasn’t looking for a new bank – until they learned about FNB’s competitively priced options and superior service.

“Jaybird had been banking for 34 years with another bank with no issues. But when an FNB branch manager convinced me to take a look at the numbers and services they could offer, they were compelling.

So, after making the switch to FNB (going on two years), Jaybird has enjoyed massive savings in banking fees, in addition to receiving greatly improved service representation.

Jaybird’s banking is now more secured, modernized and simplified.”

Darren Figart
President, Jaybird Manufacturing, Inc.

Looking for a bank that will support your business goals? We’re here when you’re ready. Let’s get started.

Treating Your Business Like Family

When Rovendale Ag & Barn, Inc. was looking to grow their agricultural supply company, they put their trust in FNB.

“In 1991, we visited the Watsontown branch of what was then Watsontown Bank & Trust [an FNB predecessor bank] to go over funding for a loan to build a service shop. We had visited other banks to see about funding but were turned away. Our funding was approved that day. It was an answer to our prayers.

Since that day, we have … referred all our families and friends to FNB. All of our children worked with FNB to secure loans and to build trust with the bank as well. It’s a heritage of banking. You can never go wrong when you are banking with people who aren’t just protecting your assets, but who have become friends. We appreciate our relationship and will always recommend FNB to anybody.”

Brenda Rovenolt
Co-Owner, Rovendale Ag & Barn, Inc.

At FNB, we have the tools and experience to help your business thrive. We’re here when you’re ready. Let’s get started.

A Bank that Cares for Your Business

When Total Care Services, Inc. was looking for a new bank, FNB’s personalized approach matched Total Care Services’ own commitment to care and helping others.

“We began banking with FNB in April 2022, and I can say that first impressions speak volumes. When we were in the process of choosing a new banking partner, FNB representatives came to our office to meet with us and share how FNB could support our operations. That kind of personal approach and sincere interest in getting to know us is at the core of our mission and philosophy toward serving others, so we knew it was a perfect match. Whenever we reach out, the staff at FNB are quick to respond and provide the answers to our questions. We look forward to a long and successful relationship.”

Drucella Wheeler, MSW
Executive Director, Total Care Services, Inc.

Looking for a bank that will tailor their approach to meet your needs? We’re here when you’re ready. Let’s get started.

Helping Businesses Thrive

When Dara and Andrew Weber were looking to purchase a multi-acre property to grow their business, they turned to FNB to get the job done seamlessly.

“Weber Properties banks with FNB because of the quality customer service and dedication they have to their customers. Our loan officer was so wonderful to work with from start to finish. His communication and explanation of the entire loan process made this daunting task seem simple and comfortable. FNB continues to support us in the growth of our business, and we loyally trust FNB as our bank.”

Dara and Andrew Weber
Owners, Weber Properties, LLC

Looking for a partner who is dedicated to the growth of your business? We’re here when you’re ready. Let’s Get Started.

Going to Great Lengths for a Woman-Owned Salon

Kelly M. Daniels, owner of Trends & Tresses the Salon, was looking for a banking partner for commercial property acquisition and trusted FNB to provide expertise, commitment and care.

“My experience with the lending process at FNB was nothing short of flawless. Our agent is knowledgeable, thorough and personable – all the qualities necessary for the smooth acquisition of our first commercial properties. Since closing, I have opened several accounts with FNB, moving them from a 25-year banking relationship with a competitor. The local bank and staff are as impressive as the commercial lending division. FNB, thank you … you have a client for life!”

Kelly M. Daniels
Owner, Trends & Tresses The Salon

At FNB, we prioritize you and your business. We’re here when you’re ready. Let’s Get Started.

A Bank That’s Part of Your Growth Story

Garrison Hughes, a fast-growing ad agency, needed a bank who could keep pace. FNB provided personalized support and state-of-the-art technology to help their brand continue to grow.

“FNB understands our business. And as goofy as it sounds, they really care about our business too.”

Dave Popelka
President, Garrison Hughes

At FNB, we have the tools, tech and the support you need for your business to soar. We’re here when you’re ready. Let’s Get Started.

Supporting Innovative Expansion for a Community-Based Behavioral Health Agency

Sarah’s House Mental Health Services, LLC, was looking for a bank to help them expand and innovate. FNB had the products, expertise and personalized approach they needed to transform their business.

“Sarah's House Mental Health Services, LLC, started banking with FNB after a recommendation from our company's accountant. We wanted to expand and needed a bank who was small business friendly and supported growth and innovation.

Since banking with FNB, they have done just that. FNB gave me my first business line of credit. I've also made four commercial property purchases with the support of FNB. On top of that, the customer service is outstanding – from the tellers, to the bank managers, to the customer service reps. I recommend FNB for all personal, small and large business needs.”

Jan Pinkney
Owner, Sarah’s House Mental Health Services, LLC

Looking for a bank to support your growth and provide exceptional customer service? We’re here when you’re ready. Let’s Get Started.

Helping Growing Businesses Thrive

Flippin Jays was looking for a partner to execute a bold growth strategy. FNB had the solutions, capital and expertise they needed.

"Banking with FNB is done with ease, thanks to our amazing banker. FNB offers an array of products and services that fit our business needs. We are always kept up to date on all of the products and services they have to offer.”

Jeremy Haney
Owner
Flippin Jays

Looking for a financial partner who’s as invested in the success of your business as you are? We’re ready when you are. Let’s Get Started.

Helping Minority-owned Businesses Thrive

To grow in an underserved community, W.M. Smith McNeal Funeral Home needed a true partner. They found one in FNB.

“In 2020, we had hopes of relocating our firm to a bigger and better location. Thanks to FNB, the major purchase of our new location went without a hitch the following year. The professionalism and friendliness of their bankers persuaded us to move all of our accounts to FNB. We are excited for our future relationship with everyone at FNB.”

Bryan McNeal, Jr.
President
Smith-McNeal Funeral Home

We’re proud to provide financial solutions that set businesses up for success. Get in touch with a team who’s just as committed to helping you succeed. Let’s Get Started.

A Banking Relationship That Feels Like Family

To grow their family-owned business, Stevens Septic Service needed a dedicated and responsive partner. FNB treated them like family.

"I have been banking for around 45 plus years at different banks. FNB bought the bank we were previously banking at. Since I have been banking at FNB, the management has bent over backwards for us. Our company has grown in the past few years because of FNB. The management and staff that I bank with in Union County, Monroe, NC, are very friendly and courteous. They treat you like family. They have always been there for us! I am proud to do my banking with such a team at FNB.”

Terry Stevens
President
Stevens Septic Service

FNB understands the passion and hard work that goes into family-owned businesses. We’re here to lend a hand. Let’s Get Started.

A Bank That Thinks as Big as You Do

Cardinal Industrial Holdings had a vision other banks could not see. FNB helped them realize it.

"I formed Cardinal Industrial Holdings in May 2019 and acquired the two companies. Although IMS was 14 years old and well-established; the company’s current bank did not want to partner with the new entity. Thus, I was forced to seek out a new banking partner. My acquisition team introduced me to FNB. They immediately did a deep dive into our needs and focused on understanding who we were, what we needed and where we planned to go. FNB provided us with the financial toolbox to launch the acquisition as well as set our growth strategy in motion. We closed out 2021 by setting a historical company record in sales revenue. Thank you, FNB team, for having confidence in us and serving as a financial pillar to our success!"

Darin Smith
CEO
Cardinal Industrial Holdings

Our team works to understand not only your operation, but also your vision for the future. We’d love to help you get there. Let’s Get Started.

Building On Your Success Today And Tomorrow

As a surging 110-year old premiere design-build firm with a high reputation for outstanding quality and personalized service, PWCampbell was looking for a bank to match their standards.

"Initially, we engaged FNB to handle all of our basic banking needs. At first, it was a very traditional business relationship, however that quickly changed. The level of personalized attention and outstanding service was something that we immediately took note of – and it wasn’t just at the Manager level either. Senior Executives were always just as available as managers, and always gave us their undivided attention. As a previous banker myself, I know what to look for in a financial partner, and I can honestly say that they’ve exceeded all of our expectations. They now handle every single one of our financial needs, including our 401K planning - and we couldn’t be happier with the partnership. We consider FNB an integral part of our past, current, and future growth strategy."

Jim Caliendo
President and CEO
PWCampbell

We understand that many businesses have a long history of success that they work hard to protect every day. So do we. Let’s work together to continue your success story into the future.

Keeping Your Business Running In Uncertain Times

You may think all banks are the same, but they’re not.

"When I opened my business nine years ago, I decided to use FNB because of their convenient location. Back then, I just thought all banks were the same. Then, COVID 19 happened. During March of 2020, my business was told to close for two weeks. On the second day of my closure, my FNB bank manager called me to ask if I was ok. After dealing with her for several years, she knew my business well. After I told her that I should be fine and that it was only two weeks, she made a few suggestions that could help me reopen once the mandate was lifted. I decided to take her advice. Those two weeks turned into seven weeks before I could reopen my business. Now, looking back over the last 12 months, I am not sure if my business would have survived without that phone call. That call forced me to plan further ahead and to have money available if needed. Now, I know all banks are not the same! I will always be a FNB customer."

Edwin F Wilt III, Owner
Owner
Diner 22

Any bank can open your business’ accounts. But when your business needs help, we’re always there. Sometimes without you having to ask. Let’s get started!

Scoring On And Off The Ice

The Charlotte Checkers hockey organization wanted more than just a bank. They wanted a financial partner who would keep their best interests in mind. FNB was the perfect choice.

"The best decision we made for our business was to move our financial dealings to FNB. By doing so, we acquired an entire team of professionals who are genuinely looking out for our best interests. I cannot speak highly enough about our experience. In an era where building personal, human relationships with a bank seems out of reach, FNB has mastered it. "

Tera Black
Chief Operating Officer
Charlotte Checkers

Great products, personal service and the right people to deliver. Now that’s a hat trick worth cheering about! Let’s Get Started!

Caring For Those Who Serve Our Communities

Dr. Rahmanian was looking for a bank that would care and work as hard for him as he does for his patients. He found that at FNB.

"As a solo physician, I am a service business caring for patients be it neighbors or someone passing through. After doing that for over 30 years it becomes second nature and you assume everyone else does the same.

When the COVID-19 pandemic struck, a business lockdown was initiated in March and patients avoided any care resulting in empty exam rooms and cancellation of all elective procedures in the hospitals. Expenses and payroll didn’t go away and laying off employees was not an option. Fortunately, the government introduced the Paycheck Protection Program, filling the gap and allowing my staff to receive a paycheck. However, in my experience, no other bank would help you if you didn’t have a large account with them. Although somewhat late in the game, I turned to the FNB for help, which is when I met the “superwoman” banker who cared for all my needs and answered all my questions. I could get in touch of her anytime, day or night and even on weekends.

It’s in times of need when you figure out who are your true friends. A good bank is part of the local community and cares for its people and businesses. FNB is truly a great community neighbor that cares. "

Dr. Nader Rahmanian, MD LLC

At FNB, we know actions speak louder than words. That’s why our staff was available 7 days a week to help Dr. Rahmanian and others during the pandemic. And today, we’re here to help you too. Let’s get started.

Making Sure the Care Continues for NCCI in Charlotte

Caring for children sounds like a simple mission for National Child Care Institute of Charlotte. But their work is so much more. FNB took the time to become invested in their success.

"We chose FNB because they were very interested in the success of our business. They also provided the necessary resources we needed to meet our business objectives. Several banks presented their proposals to secure our business, but FNB provided a level of financial expertise and information that was tailored to our financial circumstances and budget. Choosing them was the best decision we have made in recent years. FNB was instrumental in offering us relief through the “PPP” program which has helped us tremendously. We cherish the relationship with FNB."

National Child Care Institute of Charlotte (NCCI)
Hiwatha Bell, Owner and Executive Director

We took the time to listen to Hiwatha and then built a plan that best fit her business needs and goals. We’d love to listen to your story today and see what we can build together.

An Experienced Textile Company Needed an Experienced Bank

United Textile wanted a bank that knew them personally. FNB was a logical fit.

"To a small business, the PPP process was intimidating and stressful. FNB walked me through the process — making sure I had all the information and documents together that would be needed. Because of this, my application was one of the first ones accepted. These funds helped us through the worst times we have ever seen.

I chose FNB because of their people and their willingness to help me and my business. I like to be able to talk to someone that personally knows me. I can pick up the phone, call, and know a person will answer or call right back. I’m not just a number to them.”

United Textile Distribution
Rick Etheridge, Owner and President

Sometimes it’s a simple conversation that opens the door for a successful partnership. Experience the FNB difference today – Let’s Get Started.

Being there to Keep GROCO Afloat

GROCO needed to reach out to a bank they didn’t know to help them during one of the most crucial times in their history. We didn’t let them down.

"GROCO is a marine hardware company in Maryland with a rich tradition and history. When the COVID-19 slowdown occurred and financial help became available for businesses through the federal PPP program, there was tremendous confusion among businesses and some lenders. Our lender was not able to explain the process or even accept our application, so we had to seek help from an alternate bank — that bank was FNB. Without hesitation, FNB stepped up and helped us through a very daunting process and we were truly grateful."

Gross Mechanical Laboratories, Inc.
Donald Gross, President

We have the privilege of meeting and working with new customers every day. We’d love to meet you – let’s get together today and plan for your success.

Helping a House Continue to Be a Home for Others

Community centers are one of the backbones of smaller communities. FNB understands that mission and supports local communities everywhere.

"Hosanna House is a community center that fosters education and inspires hope. Our relationship with FNB started well before COVID-19 and the same attentiveness they gave us as a customer was extended during this very difficult time as well. We would not have been able to respond so quickly and efficiently without this relationship that they have intentionally cultivated with us as a customer. We are forever grateful."

Hosanna House, Inc.
Leon E. Hayes III, Founding CEO

Hosanna House has been a customer and a friend of FNB for years. Helping them during the pandemic was “business as usual” for us. Building trust and quality relationships with businesses is what we do best and are most proud of at FNB. Let’s work together to build a relationship with your business today.

A Teaching Moment

The work of Extended Family Programs is important to so many children and families. We were proud to be there for them when they needed us the most — because that’s what a reliable partner does

"As an education service provider, we specialize in developing children through academics, social skills and behavior. Our work is important, and people rely on us every day. The Paycheck Protection Program was much needed assistance for us, so we turned to FNB for help. We have been banking with them for over 20 years. They have always been helpful with our needs and made the process of applying for the PPP very convenient. I honestly don’t know how we would have gotten through it without them. Many thanks."

Extended Family Programs, Inc.
Mable Washington, Executive Director

Understanding how people relied on our business customers helped us focus during the PPP process. Our passion was to do whatever it took – working long hours and weekends - to help our customers continue to help others. We understood their mission and their goals. What’s your business’s mission? Let’s talk today.

Helping a Chiropractic Practice Make Adjustments

When Dr. Nicholas and Abby Knutson's chiropractic practice needed help, we had their backs.

"I called 27 banks looking for assistance during a stressful time. Only one returned my phone call ― FNB. It is a great comfort to know that there is a bank that will be here to help our family when we most need it!"

Owners, Mountain Island Chiropractic
Dr. Nicholas and Abby Knutson

We're proud to have helped Mountain Island Chiropractic move forward. Let's talk about how we can advance your business too.

Going the Extra Yard for a Landscaping Company

Entrepreneur and Sandbek Outdoors owner Curtis Sandbek has relied on FNB to help grow his businesses for years.

"Because of FNB, my original company has been able to flourish, and we have created several new companies whose accounts and loans are also with FNB.

FNB worked night and day and weekends to make sure that every one of my businesses were taken care of as quickly as possible because they realized how important this was to us."

President, Sandbek Outdoors
Curtis Sandbek

Taking care of clients like Sandbek Outdoors is our top priority. Find out how we can help your business thrive.

Turning the Tables for a Restaurant Franchise

When Atria's and Juniper Grill restaurants needed PPP guidance, their existing banking relationships were unresponsive.

"Without hesitation FNB stepped in and offered assistance in trying to secure funding for our company. They treated our company as though we've been banking with FNB for 23 years.

As a result of the service I received, I transferred all of our banking needs to FNB. The FNB team made me feel as though I was their only customer."

CFO, Restaurant Holdings LP
Doug Kaminski

We're here to assist businesses like Atria's and Juniper Grill restaurants adapt. Find out how we can help your organization get back on track.

Answering an Ambulance Company's Distress Call

When Lower Alsace Ambulance Association's longtime bank halted PPP loan processing without notice, executive director Philip Salamone called FNB.

"FNB was absolutely phenomenal in getting our organization approved for the PPP loan program, enough that our organization has agreed to change banks in large part due to their rapid, precise and conscientious customer service.

Unlike most businesses, as first responders we were forced to increase our staffing and spending to meet the demand for those having medical emergencies; something that could not have been accomplished without FNB's support."

Executive Director, Lower Alsace Ambulance Association
Philip Salamone

We take pride in keeping vital community businesses like Lower Alsace running strong. Let's talk about how we can recover your business today.

Serving Up a Relief Plan for a Craft Bistro

Local West restaurant owner Jon Mavrakis has long relied on FNB. So when he needed a PPP loan to protect his livelihood, he knew where to turn.

"Banking with FNB has been vital to the success of our business. They have superior customer service, are nimble, creative problem solvers and are relationship driven. I truly feel that they are a partner. They take the time to not only understand your business, but assist in reaching your ultimate goals — especially in challenging times."

Owner, Local West
Jon Mavrakis

We work with businesses everyday to make sure they are on the right track to success. Let's build a plan together!

Caring for Those Who Care for Others

Businesses that care for others are the backbone of our communities. When a longtime FNB customer and owner of a personal care home needed help to keep her business running, we were there for her and her employees.

"FNB and the Paycheck Protection Program were a blessing to my company. I was able to keep all of my employees working, safe and healthy while continuing to care for those who put their trust in us.

Superior Home Care, Inc.
Sherry Hargrave, Director/Owner

We're always here when you need us the most. Let's talk today about how we can partner for your success.

Our Client Success Stories

Our Clients' Stories

Jaybird Manufacturing, Inc.

Rovendale Ag & Barn, Inc.

Total Care Services, Inc.

Garrison Hughes

Trends & Tresses

Weber Properties

Flippin Jays

Smith-McNeal Funeral Home

Stevens Septic Service

Hickory Heights Golf Club

Weskem Technologies, Inc.

Pollock Begg

Mountain Island Chiropractic

Atria's and Juniper Grill

Sandbek Outdoors

PW Campbell

Diner 22

Charlotte Checkers