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Bobby Cummings

Area Mortgage Banking Manager

NMLS Number: 186088
Contact Information:

843-693-9000 (cell)

Office Address:

1060 Cliffwood Drive, Mount Pleasant, SC 29464


Bobby specializes in residential mortgage financing for Physicians, Resident/Fellow Physicians, and Dentists, which include MDs (Medical Doctors), DOs (Doctors of Osteopathy), DPMs (Doctors of Podiatric Medicine), DVMs (Doctor of Veterinary Medicine) along with DMDs and DDS (including Dental Surgeons, Orthodontists and General Dentists). The Physician Loan / Doctor Loan Program offers up to 100% financing with no monthly mortgage insurance payments for fixed rate mortgages and ARM mortgages. Bobby provides Physician Loans for clients throughout most of the Southeast United States. The Physician Loan / Doctor Loan program is available in Delaware, Georgia, Florida, Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, Washington, D.C (Metro Area), and West Virginia.

Having been in the mortgage business for 20+ years, Bobby is well versed in all aspects of mortgage lending. Whether you are a physician, veterinarian, dentist or orthodontist seeking the Doctor Loan / Physician Loan, a first-time home buyer, or an experienced buyer seeking to build your dream home or purchase a vacation home, Bobby can assist you via our diverse offering of mortgage products.

For more information on our Physician Loan Program or the many other mortgage programs we offer, please call 843-693-9000.

Get Started With Bobby

Select a product to get started working with your FNB Team Member. They can work with you through the process of getting pre-qualified and completing your mortgage application.

  1. Buy a Home
  2. Refinance a Home
  3. Build a Home
  4. Renovate a Home
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