15-Year Home Equity Loan

*Annual Percentage Rate (APR) shown was available for well qualified applicants as of July 15, 2021, for a fixed rate home equity loan holding single-family owner-occupied property as collateral in a first or second lien position. APR shown is based upon a loan amount of $50,000 at least $25,000 new money at a 180-month term. APR shown also reflects a 0.25 percent interest rate discount for automatic payments from a FNB deposit account. Your APR may be higher and will be based upon your credit qualifications, the loan amount, the repayment term, loan-to-value, property type, our lien position and whether you elect the automatic payment feature from an FNB deposit account. Costs at Closing: Property insurance is required. Flood insurance may be required. Loans of $500,000 or more may require title insurance. New Money: New money is defined as a (i) minimum of $25,000 if applicant is not a current FNB loan customer or (ii) an additional $25,000 on the loan amount if the applicant is refinancing their FNB loan. Loan Payment Example: The monthly payment per $1,000 borrowed at 2.79% APR for the featured term means you would make 180 payments of $6.81 based on 30 days to first payment. Insurance: You are required to carry property insurance on the property that secures your account. The payment example and payments do not include property taxes or insurance premiums and the actual payment obligation will be greater. Credit is subject to approval. Rates, terms and conditions are subject to change at any time without notice. Offer available in the following states: PA, OH, MD, WV, NC, SC and District of Columbia. NMLS# 766529 Equal Housing Lender