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FNB Managed Investment Account
First National Bank

Qualify for a cash bonus of up to $5,000.

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Turn your investments into extra cash.

Start building a more secure financial future and earn a cash bonus when you open a new F.N.B. Investment Services Managed Account*, giving you access to professional investment management, personalized guidance and strategies tailored to your financial goals.

Offer Details
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Limited-Time Bonus Offer

Open a new F.N.B. Investment Services Managed Account and fund it within 30 days to qualify for a cash bonus:


New Investment Amount
Bonus
$25,000 - $99,999
$250
$100,000 - $249,000
$1,000
$250,000 - $499,999
$2,500
$500,000 or more
$5,000

Offer Details

General Information:

  • This offer is made available at the discretion of FNB.
  • This offer is valid from May 7, 2026, through June 30, 2026.
  • This offer is available to U.S. residents only.
  • FNB may modify or withdraw this offer at any time without notice.
  • Other restrictions may apply.

Eligible Accounts:

  • New F.N.B. Investment Services Managed Accounts opened during the offer period.

Ineligible Accounts:

  • F.N.B. Investment Services Brokerage Accounts, Simple IRAs, Conservator, Executor and Guardian accounts are not eligible for this offer.

Deposit Requirements:

New Accounts
  • Deposits of eligible assets into new F.N.B. Investment Services Managed Accounts1 must be completed within 30 days of new account opening and will be credited within 90 days of confirmation of your total qualifying net deposit(s).
  • Deposits made after the first 30 days after the account open date, are considered deposits into existing accounts and will be treated as described.
  • Eligible assets are funds that are new to F.N.B. Investment Services Managed Accounts.

Terms for Receiving Your Cash Bonus:

  • The cash bonus will be applied only to a new or existing FNB checking account.
  • If you do not have an FNB checking account, you must open one to receive the bonus.
  • Bonus deposits will not be valid or payable unless credited to a current FNB checking account under the same name and tax identification (ID) number as the F.N.B. Investment Services Managed Account.
  • You must maintain the net deposit amount (less market losses, if applicable) in your F.N.B. Investment Services Managed Account1 for at least 12 months or FNB may charge back the value of the cash bonus.

Tax Considerations:

  • Cash bonus awards of $600 or more deposited into taxable accounts may be reported on your consolidated Form 1099.
  • See full Tax Considerations below for more information.

Multiple Accounts & Bonus Limits:

  • You may open multiple new accounts to earn bonuses, provided each account has a different registration type. For example, you could earn bonuses on both an Individual account and a joint account. However, opening multiple accounts with the same registration type (such as two Individual accounts) would qualify only one account for the bonus.
  • Each Managed Account is considered separately for bonus payment.
  • Deposits across multiple eligible accounts cannot be combined to reach a higher bonus level.
  • The cash bonus cannot exceed $5,000 per account during the offer period.
  • This offer is not transferable, sellable or valid in conjunction with certain other FNB offers.

Get started today.

Schedule your appointment to open your F.N.B. Investment Services Managed Account and unlock a cash bonus while growing your investments. If you do not have an FNB checking account, you can open that required account within the same appointment.

Schedule an appointment today to get started with a new F.N.B. Investment Services Managed Account.

Schedule Appointment

Schedule an appointment today to get started with a new F.N.B. Investment Services Managed Account.

Our F.N.B. Investment Services Managed Account Overview

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Invest With a Purpose

Whether you’re new to investing or experienced, we help you grow your money in a way that reflects your values and long-term goals.

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Personalized Guidance

Our financial professionals take a goals-based approach, listening and guiding you through decisions that align with your vision.

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Build Your Portfolio

Open communication and industry insight ensure your portfolio supports both immediate needs and future aspirations.

Tax Considerations

  • Cash bonus awards of $600 or more made into taxable accounts within a calendar year will appear on your consolidated Form 1099 federal tax document.
  • Credits made to your Individual Retirement Account (IRA) Account will not appear on the consolidated Form 1099 document.
  • You are encouraged to consult with your tax advisor about appropriate tax reporting and treatment relating to this bonus award and the deposit of the award into an IRA Account.

Frequently Asked Questions

Notices & Disclosures

Offer is non-transferable and subject to discontinuation or change prior to the expiration date without notice. Offer may be terminated or extended based on response. First National Bank employees and/or members of their household are not eligible for this promotion. Checking accounts closed by the customer within 180 days of opening are subject to a $50 account early closing fee, except for the eStyle Account, which has no closing fee. Some checking accounts accrue interest based on balance. Lifestyle Checking currently pays non-tier rates, subject to change at any time. Please see fnbonline.com or visit your local branch for current rates. Fees could reduce the earnings on the account. See the Consumer Fee Schedule, which is available at any First National Bank branch for further information on fees applicable to this account. To the extent required by law, FNB will report the value of this reward to the IRS on Form 1099 MISC. Any applicable taxes are the responsibility of the account holder. We reserve the right to refuse payment of any promotional reward if we determine, in our sole discretion, you have failed to satisfy any eligibility requirement, engaged in conduct that does not align with the spirit and intent of the promotion, acted in bad faith or attempted to manipulate or exploit the promotional terms, or engaged in fraudulent or abusive conduct in connection with your participation in the promotion. Bank deposit products and services provided by First National Bank of Pennsylvania. Member FDIC.

F.N.B. Investment Services is a marketing name for Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRARedirect icon/SIPCRedirect icon. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at https://cetera.com/Redirect icon

Check the background of an F.N.B. Investment Services professional on FINRA’s BrokerCheckRedirect icon. Click here to view Cetera Investment Services Privacy PolicyRedirect icon, other Important InformationRedirect icon and Business Continuity PlanRedirect icon

Investments are:

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit

*Managed Account: is managed by F.N.B. Investment Services, where advisors make investment decisions for you based on your goals and risk tolerance. The account includes ongoing oversight and personalized strategies. This promotional offer is available only to clients who satisfy F.N.B. Investment Services' account opening requirements for Managed Accounts, including Know Your Customer (KYC) procedures and suitability assessments. Not all clients will qualify to open a Managed Account. Eligibility to participate in this promotional offer is contingent upon completion of required evaluations, including assessment of investment objectives, risk tolerance, financial situation, and investment experience. Clients who do not meet the qualification criteria for a Managed Account will not be able to open such an account and therefore will not be eligible to participate in this promotion. Note: Managed Accounts charge an advisory fee based on assets under management, plus possible additional costs.

This offer is valid from May 7, 2026, through June 30, 2026.

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