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Affordable Homeownership

Powerful resources to help you own your dream.

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We’ve been helping our neighbors become homeowners for more than 150 years. As part of our ongoing commitment to the communities we serve, we have expanded our offerings to encourage homeownership and financial independence — especially in historically underserved communities.

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Diverse Solutions for Homebuyers

Young Family

We offer a wide range of resources for people of all income levels — including mortgages that require little or no down payment, and we consider less-than-perfect credit. Recent enhancements to our offerings include an expanded closing cost assistance program, fully digital mortgage experience and no-overdraft-fee eStyle checking accounts.1

Up to $5,000 Closing Cost Assistance2

FNB Home Ownership or FNB Home Rehabilitation Program applicants may qualify for a Closing Cost Assistance Grant, available to borrowers who have low or moderate income or who are purchasing a home in a low- to moderate-income (LMI) community.

Want to find out if you are eligible? Call us or schedule an appointment now.

Mortgage Options

Need help getting financially prepared?

  1. Article

    First-Time Homebuying, Part 1: Getting Your Financial House in Order

    The purchase of your first home may be the most important financial decision you'll ever make — and possibly the largest, as far a...

  2. Article

    Home Buying Options

    Once you have your financial house in order, you can take the next steps toward home ownership. You’ll have to come up with a down...

Notices & Disclosures
1 - FNB will decline or return transactions when a customer does not have sufficient funds available in his/her account to cover a transaction but cannot prevent the account from being overdrawn. If the account is overdrawn, the customer will not be charged an overdraft fee. The customer is responsible for any transactions that overdraw the account and for returning the account to a positive balance.

2 - Restrictions and qualifications apply. All loans are subject to credit and property approval.

Member FDIC.
Equal Housing Lender. NMLS# 766529

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