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    • Graph with Arrow pointing upwards

      Earns Interest

    • Stack of Money with Magnifying Glass

      No Minimum Balance

    • Circle with Check Mark

      No Monthly Service Charge5

    • Check being written

      Free Personalized Custom Checks1

  • Benefits designed for you to get the most out of your relationship:

    The FNB Employee Checking Account delivers a world of benefits. To show our appreciation for your commitment to FNB, we offer our best benefits and savings in one convenient account.

    Key Account Details:

    • Great for payroll direct deposit
    • Unlimited check writing
    • Balances earn interest (rates listed under "Interest Checking" on the rate sheet)
    • No monthly service charge5
    • Free personalized custom checks1

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs
    • No FNB fee for using non-FNB ATMs
    • Refund of up to $15/statement on ATM fees charged by other institutions

    Convenient Online Access2

    • Free online statements
    • Free Visa® debit card with free Apple Pay™, Samsung Pay™ or Android Pay™
    • Convenient and free deposits at FNB branches, ATMs or through Mobile Banking
    • Fast and free Online Banking, Mobile Banking and Telephone Banking

    Other Important Benefits:

    • Waived annual fee for overdraft lines of credit3
    • No overdraft line of credit transfer fees3
    • Free 3" x 5" safe deposit box4
    • Two free check stop payment requests per statement cycle
  • Product Eligibilty:

    In order to qualify for this account you must be actively employed by First National Bank or one of its affiliates.

    Your Initial Deposit:

    There is no minimum account opening balance for this account.

    Required Identification:

    A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

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Notices & Disclosures

1 - Free FNB custom checks subject to style limitations; the free check benefit is limited to your payroll account only.
2 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply.
3 - Overdraft lines of credit are subject to underwriting/credit approval.
4 - Safe deposit box subject to availability
5 - There may be a fee for paper statements that you can avoid by signing up for electronic delivery of your monthly account statement.

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