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Savings Accounts

Saving has never been easier.

Whether you're looking for a short-term saving goal, or planning for the future, we provide plenty of options to best fit your plans and needs.

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  1. FirstRate Savings

    FirstRate Savings

    Preparing for the future takes earning power. Save more with a FirstRate Savings Account.

    • No monthly service charge with avg. daily balance of $500
    • Tiered interest rate; earn more on higher balances
    • Interest compounds quarterly
  2. FirstRate Money Market

    FirstRate Money Market

    The more you save, the more you earn. A FirstRate Money Market Account makes saving simple and easy.

    • Interest rates increase with higher balances
    • No monthly service charge with avg. daily balance of $5,000
    • Write checks from your account3
  3. Money Market Specials

    Money Market Special

    Watch your money grow.

    • Higher promotional rate for balances over $25,0004
    • No monthly service charge with avg. daily balance of $5,000
    • Write checks from your account3
  4. Health Savings Accounts (HSAs)

    Health Savings box

    Saving for medical expenses is easy with an FNB HSA. You can even take your funds with you if you ever leave your job.

    • Interest rates increase with higher balances
    • No set-up or annual fee for FNB personal checking customers
    • No minimum balance requirement
  5. Certificates of Deposit (CDs)

    Certificate of Deposit

    Earning power and much more. Certificates of Deposit (CDs) from FNB give you the freedom to pick your term and lock in your rate.

    • Terms available from 3-60 months
    • Fixed interest rate, compounded quarterly
    • Flexible interest payment options
  6. Savers Goal Certificates of Deposit

    Savers Goal Certificate of Deposit box

    Start saving for your future today.

    • $100 minimum balance to open
    • Make additional deposits any time5
    • Automatically renews
  7. Certificate of Deposit Specials

    Special Certificate of Deposit

    Take advantage of promotional CD rates and boost your saving power for the future, no matter how near or far.

    • Requires deposit of $5,000 or more
    • Interest rate is fixed and guaranteed
    • Interest compounded and paid monthly
  8. IRA Savings

    IRA Savings box

    Start preparing for your future. Start saving for your retirement with an IRA Savings Account at FNB.

    • No minimum balance to open
    • Tax-deferred
      savings2

    • Competitive tiered interest rate
  9. Flex CD

    Flex CD box

    Flexible access to save more, or withdraw sooner.

    • Competitive interest rate
    • Add funds at any time
    • Withdrawal funds once a month1
  10. IRA Certificates of Deposit

    IRA CD

    You want to maximize a way to save for your future. Choose your term and lock in a rate with FNB's IRA Certificates of Deposit.

    • Terms available from 3-60 months
    • Tax-deferred
      savings2

    • Competitive fixed interest rates

Still not sure? Answer a few quick questions to help you find the right account.

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Notices & Disclosures

1 - One (1) penalty free withdrawal of principal per calendar month is permitted provided; the withdrawal must be for at least $500; the account must be opened (or renewed) for at least 7 days; no previous withdrawal may have occurred in the last 7 days; the withdrawal must be deposited into a checking account with our institution; all funds must have been on deposit for at least 7 days.
2 - Consult your tax advisor for more information.
3 - No more than six (6) transfers and withdrawals, or a combination of such transfers and withdrawals, per statement cycle including transfers to another account of the depositor at the same institution or to a third party by means of preauthorized, telephone or automatic transfer, or by check, draft, debit card. A Reg D transfer fee of $15.00 will be assessed for each transaction in excess of the prescribed limits. You can make unlimited deposits and withdrawals at a branch or ATM. Failure to follow the transfer limitations may result in converting your interest bearing account to a non-interest bearing product type.
4 - Requires $25,000 new money and checking account with $500 average daily balance.
5 - A minimum monthly transfer of $25.00 from an FNB checking or savings account must be made to maintain the Certificate.

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Filter accounts by Type of Account
Filter accounts by General Features
Filter accounts by Service Charges and Monthly Fees
Filter accounts by Interest
Filter accounts by Available Terms