Residential Mortgages

Guidance for one of life's biggest financial decisions.

Financing a home does not have to be complicated. The mortgage experts at FNB can help you navigate options to choose the best financing solution for you.

Our Mortgage Options

Whether you’re looking to buy, refinance, build or fix up a home, we have a mortgage that can help you achieve your dreams. Click on a box to learn more or click Get Started to begin your journey.

Applied prior to May 17th? Click here to upload documents.

Learning about the FNB Mortgage Experience

Financing a home is one of the biggest financial decisions you will make in your lifetime. Whether you are buying a home, refinancing an existing home, building the home of your dreams or renovating a home into something special, you need a bank with trusted mortgage professionals that can provide the options you need and the service you deserve.

Loan Process Milestones

Application

Tell us about yourself so we can find the loan option best suited for you.

Pre-Approval Letter

If buying a home, shop confidently and know what you can afford.

Documentation

Submit documents to help us verify the information you provided.

Processing

We will review your application and let you know if additional information is needed.

Underwriting

Underwriters will review your application for program eligibility.

Initial Approval

Upon receipt of conditional underwriting approval, please provide requested documents quickly.

Clear to Close

Review your Closing Disclosure containing the final approval details of your loan.

Closing

Review and sign the final paperwork for your loan.

Mortgage Calculators

Affordability Calculator

Determine how much you can afford to borrow.

Down Payment Comparison

Calculate the difference between a higher and lower down payment.

Fixed vs. Adjustable

Calculate whether a fixed or adjustable rate works best.

Home Loan

Calculate the affordability of a new home loan.

Refinance

Calculate the changes a new loan will have on your monthly payment.

Rent vs. Buy

Figure out much money you'll need to purchase your dream home.

Notices & Disclosures

All loan products are subject to underwriting/credit approval.
FNB is an Equal Housing Lender; NMLS #766529.

- For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.