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Building a house

Residential Mortgages

Guidance for one of life's biggest financial decisions.

Financing a home does not have to be complicated. The mortgage experts at FNB can help you navigate options to choose the best financing solution for you.

Our Mortgage Options

Whether you’re looking to buy, refinance, build or fix up a home, we have a mortgage that can help you achieve your dreams. Click on a box to learn more or click Get Started to begin your journey.

  1. Buy a Home
  2. Refinance a Home
  3. Build a Home
  4. Renovate a Home

Learning about the FNB Mortgage Experience

Financing a home is one of the biggest financial decisions you will make in your lifetime. Whether you are buying a home, refinancing an existing home, building the home of your dreams or renovating a home into something special, you need a bank with trusted mortgage professionals that can provide the options you need and the service you deserve.

Loan Process Milestones

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Application

Tell us about yourself so we can find the loan option best suited for you.

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Pre-Approval Letter

If buying a home, shop confidently and know what you can afford.

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Documentation

Submit documents to help us verify the information you provided.

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Processing

We will review your application and let you know if additional information is needed.

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Underwriting

Underwriters will review your application for program eligibility.

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Initial Approval

Upon receipt of conditional underwriting approval, please provide requested documents quickly.

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Clear to Close

Review your Closing Disclosure containing the final approval details of your loan.

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Closing

Review and sign the final paperwork for your loan.

Mortgage Calculators

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Notices & Disclosures
  • All loan products are subject to underwriting/credit approval.
  • FNB is an Equal Housing Lender; NMLS #766529.

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