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Insights to guide your financial journey.

Featured

  1. Article

    How to Build and Maintain Good Credit

    Have you ever wondered how your credit score really works — or why it seems to follow you through every major financial decision? ...

  2. Learning Center

    Financial Insights

    Financial education develops the ability to manage your personal financial matters with confidence and wisdom....

  3. Security Center

    Protect Yourself

    Explore useful information about ways you can take control to safeguard your identity, money, privacy and property…...

Need help with a financial goal? Try the FNB Goal Advisor.

Looking for business articles instead? Go to the Business Knowledge Center.

Plan for the Future

  1. Article

    Long-Term Care Planning

    Long-term care is one of the most significant financial challenges in retirement. The National Institute on Aging defines it as a ...

  2. Article

    Retirement Benefits for Same-Sex Married Couples

    Several retirement plan rules that apply specifically to married individuals....

  3. Article

    What to Know About the Trump Accounts

    Trump Accounts, created in 2025 under the One Big Beautiful Bill Act, are a new type of tax-deferred individual retirement account...

  4. Article

    Six Potential 401(k) Rollover Pitfalls

    You're about to receive a distribution from your 401(k) plan, and you're considering a rollover to a traditional IRA. While these ...

  5. Article

    Bypassing Probate

    You may have heard about the horrors of probate...

  6. Article

    Understanding Clean Vehicle Tax Credits

    Credits may be available....

  7. Article

    Converting Savings to Retirement Income

    Your challenge during retirement is to convert those savings into an ongoing income stream....

  8. Article

    Am I Having Enough Withheld?

    If you fail to estimate your federal income tax withholding properly, it may cost you in a variety of ways....

  9. Article

    Investing for Major Financial Goals

    The first step in investing is defining your dreams for the future....

  10. Article

    Choosing a Beneficiary for Your IRA or 401k

    Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance....

  11. Article

    Wills The Cornerstone of Your Estate Plan

    If you care about what happens to your money, home, and other property after you die, you need to do some estate planning....

  12. Article

    Flood Insurance

    That last thunderstorm left you worried....

  13. Article

    Six Keys to More Successful Investing

    A successful investor maximizes gain and minimizes loss....

  14. Article

    A Guide to Health Care in Retirement

    At any age, health care is a priority. But when you retire, you should probably focus more on health care than ever before....

  15. Article

    Selecting an Executor

    Your choice of executor is a very important one....

  16. Article

    Tapping the Equity in Your Home

    Your home is a reservoir of funding potential....

  17. Article

    Tax Benefits of Home Ownership

    Here's what you need to know to make owning a home really pay off at tax time....

  18. Article

    Taxation on Investments

    Just how do you report your investments and how are they taxed?...

  19. Article

    Changing Jobs? Know Your 401(k) Options

    If you've lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It's important to un...

  20. Article

    Creating an Investment Portfolio

    You've identified your goals and done some basic research. You understand the difference between a stock and a bond. But how do yo...

  21. Article

    A Financial Wellness Plan Can Help Pave the Road to Retirement

    If we've learned any lesson over the past year, it's that no matter how carefully we plan and prepare, we'll likely encounter unex...

  22. Article

    A Retirement Income Roadmap for Women

    What does retirement mean to you?...

  23. Article

    Adjusting to Life Financially After Divorce

    Now, more than ever, you need to make sure that your finances are on the right track....

  24. Article

    Can You Afford to Have One Spouse at Home?

    For many families, this is an important question....

  25. Article

    Caring for Your Aging Parents

    There are steps that you can take to make your life (and theirs) a little easier....

  26. Article

    Choosing a Home Finance Solution That's Right for You

    Whether you plan to purchase, build, renovate or refinance, it is important to understand the wide range of finance options availa...

  27. Learning Center

    Creating a Budget

    Learn strategies, tips and tools to stick to your budget and achieve your financial goals....

  28. Article

    Don’t Let Debt Derail Your Retirement

    Debt poses a growing threat to the financial security of many Americans — and not just college graduates with exorbitant student l...

  29. Article

    Taking Advantage of Employer-Sponsored Retirement Plans

    Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available....

  30. Article

    Four Reasons to Review Your Life Insurance

    When your life circumstances change, you have a fresh opportunity to make sure the people you love are protected....

  31. Article

    Immediate vs. Deferred Annuities

    The difference is when the distribution phase of the annuity begins....

  32. Article

    Fighting Inflation with TIPS

    What you can do to keep from losing the race against inflation....

  33. Article

    Merging Your Money When You Marry

    Getting married is exciting, but it brings many challenges....

  34. Article

    Mutual Fund Basics

    A mutual fund pools the money of many investors to purchase securities....

  35. Article

    Should You Pay Off Your Mortgage or Invest?

    Putting extra cash toward any one financial goal may mean sacrificing another. So how do you choose?...

  36. Article

    Social Security: What Should You Do at Age 62?

    Is 62 your lucky number? If you're eligible, that's the earliest age you can start receiving Social Security retirement benefits. ...

  37. Article

    Split Dollar Insurance Plans

    Let's say you want to reward a few key executives with low-cost life insurance....

  38. Article

    The Impact of Sudden Wealth

    What would you do with an extra $10,000? Maybe you'd pay off some debt, get rid of some college loans, or take a much-needed vacat...

  39. Article

    Trust Basics

    Whether you're seeking to manage your own assets, control how your assets are distributed after your death, or plan for incapacity...

  40. Article

    So You Have Your First Job after College: It’s Time to Engage in Financial Planning

    For someone just beginning their career and in the early stage of “adult life,” financial priorities may be limited and straightfo...

  41. Article

    Budgeting Basics: How To Identify Essential vs. Nonessential Expenses

    What's an essential budget item? A gym membership? Your mortgage? One of the biggest mistakes you can make when budgeting is faili...

  42. Article

    How to Save for a Big Purchase

    Saving for a big purchase, such as buying a car, planning a dream trip or saving for a down payment on a home, can feel overwhelmi...

  43. Learning Center

    Checking Accounts

    Having a checking account may be an effective tool for meeting your financial needs and tracking your budget. You will explore how...

  44. Article

    Life Insurance Basics

    Life insurance is a contract that provides financial support to beneficiaries in the event of a policyholder’s death. While it is ...

  45. Article

    Budgeting for Couples

    Deep-seated disagreements between couples about finances can be stressful, but they can be resolved. If you and your partner don’t...

  46. Article

    How To Know if Your Life Insurance Still Meets Your Family’s Needs

    Many people believe their life insurance needs are met as soon as they buy their insurance. The reality is that buying life insura...

  47. Article

    Health and Disability Insurance

    Maybe you think it won’t happen to you, but unfortunately many people are sidelined by illness or injury each year. If the unexpec...

  48. Learning Center

    Financial Insights

    Financial education develops the ability to manage your personal financial matters with confidence and wisdom....

  49. Security Center

    Protect Yourself

    Explore useful information about ways you can take control to safeguard your identity, money, privacy and property…...

  50. Article

    Build a Ladder for Your Nest Egg and Keep It in One Piece

    The term “nest egg” is well suited when it comes to investment assets and long-term savings. You guard, grow and, eventually, hatc...

  51. Article

    Teach Your Kids About Finances

    Passing along financial values to younger generations is a worthy goal. Good communication and appropriate planning can help you a...

  52. Article

    Catch-Up Contributions Explained: How to Boost Retirement Savings After 50

    Saving for retirement is not always a smooth road. Various life events, crises, major purchases and much more can disrupt even the...

  53. Article

    Be Ready for Retirement

    You’ve spent years planning and saving for retirement. But have you thought about what you’ll do with those savings once you retir...

  54. Article

    Home Equity at Retirement: Should You Stay or Go?

    After years of making mortgage payments and tending to repairs and improvements, you may have a large investment in your residence...

  55. Article

    Insurance Becomes More Important Over Time

    The average cost of a semiprivate room in a nursing home in the United States is thousands of dollars a month. Certainly not a bil...

  56. Article

    How To Prepare for a Meeting with Your Financial Advisor

    Whether you’re a new client or you’ve been working with your financial professional for many years, you want to get the most out o...

  57. Article

    Plan for Life without You

    Some individuals’ estates create difficulties for their surviving families — while the estates of many others do not. The differen...

  58. Article

    Generate Reliable Retirement Income with Withdrawal and Tax Strategies

    The transition from working and receiving a salary to being retired and living on your savings, and any other retirement income yo...

  59. Article

    Transferring Wealth to Your Children

    Talking to your children about your finances and estate planning strategies may not be easy, but it is critically important to the...

Executive Perspectives

  1. Article

    Innovation Creates OpportunityRedirect icon

    “The future’s going to lead to smaller banks coming out with some very innovative tools that the larger banks miss”...

  2. Podcast

    Tech Transformation and AIRedirect icon

    Hear about FNB's tech-focused approach to expansion and investments in culture...

  3. Video

    How We Drive Growth

    Vincent Delie has led FNB to transformational growth. He talks with The CEO Magazine about how he drives success...

  4. Podcast

    Distinguished LeadershipRedirect icon

    Explore how FNB has combined strategic growth with disciplined risk management...

Plan for Retirement

  1. Article

    Borrowing or Withdrawing Money from Your 401(k) Plan

    If you have a 401(k) plan at work and need some cash....

  2. Article

    True or False: You Are a Retirement Savings Plan Expert

    How much do you really know about your employer-sponsored retirement savings plan?...

  3. Article

    Refinancing Your Mortgage

    There are a variety of reasons why you may want to consider refinancing your mortgage....

  4. Article

    Your Retirement Planning Journey, Part 1: First Steps

    You've finished school or completed an apprenticeship, and now you're starting your first “adult job”. Or maybe your parents are r...

  5. Article

    Your Retirement Planning Journey, Part 2: Ups and Downs on the Road

    You're just past 40. Maybe you own a home with a child or two running around the halls. Retirement isn't yet around the corner, bu...

  6. Article

    Your Retirement Planning Journey, Part 3: The Finish Line and Beyond

    It's just ahead of you. The finish line. Now, there's a big question to ask: "Can I actually retire?"...

  7. Article

    Your Retirement Planning Journey, Part 4: How to Retire

    You've made it to the end of your professional career. You've built your savings to a level that enables you to maintain your life...

  8. Article

    Retirement Investments That Match Your Risk Tolerance

    It's hard not to get caught up in how financial markets perform — after all, record highs and lows make headlines. But if you're r...

  9. Article

    Managing Financially Disruptive Life Events

    Most people experience periods when short-term expenses take priority over long-term goals, such as saving for retirement. These s...

  10. Article

    Evaluating an Early Retirement Offer

    In today's corporate environment, cost cutting, restructuring, and downsizing are the norm, and many employers are offering their ...

  11. Article

    Is It Too Late To Start Saving for Retirement?

    Saving enough money for a comfortable retirement should be one of your primary financial goals. But with so many other demands and...

  12. Article

    Be Ready for Retirement

    When it comes to having a secure retirement, you may be pretty much on your own. What will your retirement be like? A lot depends ...

  13. Article

    Dollar-Cost Averaging Explained

    Since the beginning of stock trading, investors have looked for signs to indicate when stock prices will rise or fall. So far, no ...

  14. Article

    When and How To Start Saving for Retirement

    Whether you’re starting your first job or looking for ways to boost your contributions, understanding when and how to begin planni...

Pay for Education

  1. Article

    The Potential Benefits of Roth IRAs for Kids

    A Roth IRA can become a valuable savings tool for future financial goals....

  2. Article

    How do I go about choosing a 529 plan?

    Why might you want to shop around?...

  3. Article

    529: Plans the Ins and Outs of Contributions Withdrawals

    529 plans can be powerful college saving tools....

  4. Article

    Creative Solutions to Lower the Cost of College

    There are several creative ways to lower the cost of college....

  5. Article

    Building Blocks for Financing College with Less Debt

    Financing a college education with the least amount of debt involves putting together a variety of resources in the most favorable...

  6. Article

    Creative Ways to Lower the Cost of College

    Even with all of your savvy college shopping and research about financial aid, college costs may still be prohibitive. At these pr...

  7. Article

    New Changes to College Financial Aid and Education Tax Benefits

    In late December 2020, Congress passed the Consolidated Appropriations Act, 2021, another relief package in response to the pandem...

  8. Article

    How To Choose the Best College Savings Options for Your Family

    Qualified tuition plans. Coverdell accounts. UGMA/UTMA accounts. Personal investments. Choosing among college savings options is c...

  9. Article

    Your Options When Paying for a Master’s or Doctoral Degree

    You’ve walked across the stage, been handed your diploma and said goodbye to your senior year of college. For some of us, it’s the...

  10. Article

    Post-College Finances 101

    College is often thought of as the place where young adults build the foundation for their career and an independent adult life. H...

  11. Article

    Saving for College: Smart Planning Tips for Parents at Every Stage

    Some parents start planning for college costs soon after their baby is born. While it may seem premature to be thinking about high...

  12. Article

    A Brief Guide To Paying for College

    Thinking about continuing education can be exciting, but thinking about how you’ll pay for it can be overwhelming. Fortunately, re...

  13. Article

    Lay a Firm Foundation

    The costs of tuition, room and board at public and private colleges in the U.S. have risen at an average annual rate greater than ...

Buy a Home

  1. Article

    Do You Qualify for Downpayment Assistance? What Homebuyers Need to Know

    Buying a home is one of the most significant financial decisions many people make, and one of the biggest hurdles is saving enough...

  2. Article

    Homeownership for Physicians

    As a healthcare professional, you will deal with a packed schedule with complications every day, leaving little time to research h...

  3. Article

    What to Know About Home Buying Assistance Programs

    Taking advantage of unique opportunities and solutions can bring homebuying dreams within reach....

  4. Article

    Refinancing Your Mortgage: Everything You Need to Know

    Under the right circumstances, refinancing a mortgage could be a great way to save money in the long term, or to give you flexibil...

  5. Article

    First-Time Homebuying, Part 1: Getting Your Financial House in Order

    The purchase of your first home may be the most important financial decision you'll ever make — and possibly the largest, as far a...

  6. Article

    First-Time Homebuying, Part 2: Mortgage Matters

    When purchasing a first home, most buyers are not in a position to pay cash and will most likely finance the property with a mortg...

  7. Article

    First-Time Homebuying, Part 3: Beyond the Mortgage

    The financing is in place and the sellers accepted your bid. Homebuying mission complete, right? You're closer, yes, but not all t...

  8. Article

    Breaking Ground: What to Know About Home-Building

    Building a new home is challenging, costly, often stressful — and absolutely worth it to many who go that route. Even accounting f...

  9. Article

    Buying a Home Both You and Your Insurer Will Love

    You're house hunting, and you've brought along a wish list of features that you consider important, such as a certain number of be...

  10. Article

    Saving for a Down Payment on a Home

    Once you have your financial house in order, you can take the next steps toward home ownership. You’ll have to come up with a down...

  11. Learning Center

    Buying a Home

    Learn the process, resources and strategies to help you buy a home while sticking to a budget....

  12. Article

    Timeshares

    Timeshares are a special form of real estate ownership for vacation homes....

Finance a Vehicle

  1. Article

    Buying a New Car: What to Know before Getting to the Lot

    The time has come to buy a new car. As you start browsing online sites and visiting local car dealerships, you may realize there i...

  2. Article

    The Pros and Cons of Buying a Used Car

    Brand new cars look sharp, come loaded with state-of-the-art features for safety, entertainment and comfort and should have zero m...

  3. Learning Center

    Learn About Car Loans

    Buying a car is a big decision that may feel intimidating or confusing. Let's take a look at some resources, options, and steps to...

  4. Article

    Buying a Boat

    Maybe you’ve decided to sail the high seas — or just fish on a local lake. Either way, there is a boat purchase in your future. Be...

  5. Article

    Buying a Recreational Vehicle

    You’ve dreamed of taking to the open road for an adventure without losing the comforts of home. You’ve been researching recreation...

  6. Article

    Buying a Motorcycle

    Maybe you’ve imagined the rush of navigating wide-open country roads on two wheels. You have motorcycle catalogs stacked on your c...

  7. Article

    3 Things To Consider When Refinancing a Vehicle

    Monthly car payments, or any regular payment schedule for a vehicle, can be a significant line item in a household budget. By refi...

Protect What's Important

  1. Article

    Common Questions About Hurricane Damage Insurance Claims

    Preparing for, evacuating from or enduring through a hurricane can be arduous and overwhelming. Then comes the cleanup. The road t...

  2. Article

    Extreme Weather Checklist for Insurance Claims

    When extreme weather hits, it can be devastating. FNB has your back. Let us help you prepare for the worst-case scenario. Know wha...

  3. Article

    Health Insurance for College Students

    Make sure that your child's health insurance is in place before they head off to college....

  4. Article

    Health Insurance and Divorce

    How will a divorce affect your health insurance coverage?...

  5. Article

    Speaking the Language: An Insurance Policy Dictionary

    If you've ever been confused by an insurance policy, you're not alone. In 2021, more than 70% of participants in a global consumer...

  6. Article

    A Brief Guide to Choosing a Health Plan

    Whether you receive a health insurance policy through your employer, are seeking it through your state's marketplace or want to pu...

  7. Article

    Protecting Your Finances with Insurance

    The more wealth and assets we accumulate, the more we have to lose. And as much as we desire stability in our lives, there’s only ...

  8. Article

    Protect Your Identity to Safeguard Your Finances

    Identity theft, when someone illegally obtains and uses your personal information, is one of the fastest-growing and most costly c...

  9. Article

    Death of a Family Member Checklist

    Losing a loved one can be a difficult experience. Yet, during this time, you must complete a variety of tasks and make important f...

  10. Article

    Financial Survival After a Job Loss

    You may have lost your job already, or it's something you're concerned about. Either way, the keys to surviving a job loss financi...

  11. Article

    Life Insurance at Various Life Stages

    A look at how your life insurance needs change throughout your lifetime....

  12. Article

    Should You Convert Your Term Life to Permanent Life Insurance

    Term life insurance is often purchased to provide for a temporary need, such as income replacement. While term life is usually che...

  13. Article

    Signs of a Scam and How to Resist It

    Although scammers often target older people, younger people who encounter scams are more likely to lose money to fraud, perhaps be...

  14. Article

    Understanding Umbrella Liability Insurance

    Umbrella Liability Insurance can protect you against the catastrophic losses that can occur if you are sued....

  15. Article

    What to Know About Renters Insurance

    Renting a home, apartment or townhome involves several important decisions, including choosing a renters insurance policy to prote...

  16. Article

    A Brief Introduction to Homeowners Insurance

    A home purchase involves several major decisions, including choosing a homeowners insurance policy to protect your property from u...

  17. Article

    Vehicle Insurance 101: Know Your Coverage

    Personal car insurance provides essential protection for your vehicle and your personal liability when unexpected losses occur....

Manage Credit

  1. Article

    Recover from a Bankruptcy by Repairing Your Credit

    Every year, hundreds of thousands of individual debtors who are unable to repay their creditors file for bankruptcy protection in ...

  2. Learning Center

    Credit Cards

    According to the Federal Reserve, approximately 83% of adults in the United States currently have at least one credit card. Althou...

  3. Learning Center

    Credit Scores and Reports

    Learn about how credit is measured and the impact it can have on your financial goals....

  4. Article

    How to Build and Maintain Good Credit

    Have you ever wondered how your credit score really works — or why it seems to follow you through every major financial decision? ...

  5. Article

    Manage a Mix of Debt

    You have worked hard to eliminate your credit card debt. Now, you realize that there is other debt, such as an auto loan, that you...

  6. Article

    Managing Your Overdraft Options

    Knowing the basics can save you money, time and stress....

Notices & Disclosures
Bank deposit products and services provided by First National Bank of Pennsylvania. Member FDIC. Investment and insurance products are not insured by the FDIC or any other federal government agency, are not deposits or financial obligations of the financial institution, are not guaranteed by the financial institution and they do involve investment risk, including possible loss of principal. Not all products and services are available in all geographic locations. Your eligibility for particular products and services is subject to final determination by F.N.B. Corporation or its affiliates and acceptance.

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking on links under Executive Perspectives, you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services or overall website content available at a third party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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