Extreme Weather Checklist for Insurance Claims

☐ Policy Information: Collect your insurance policy number and details of your coverage.

☐ Contact Information: Collect contact details for your insurance company and other important resources, including phone numbers and email addresses.

☐ Inventory of Lost or Damaged Items: Create a list of items that were lost or damaged, including their approximate value. Receipts or proofs of purchase can be very helpful.

☐ Description of Damage: Provide a detailed description of the damage to your property and belongings. Include specifics about what was damaged and the extent of the damage.

☐ Documentation of Damage: Take photos and videos of the damage. This visual evidence is essential for supporting your claim.

☐ Estimates for Repairs: If possible, obtain estimates for the cost of repairs or replacement of damaged property.

☐ Temporary Repairs Receipts: If you had to make temporary repairs to prevent further damage, keep the receipts for any materials or services used. Identify emergency and preferred vendors or contractors in advance so that you can move quickly in an urgent situation.

☐ Living Expenses Receipts: If you had to relocate temporarily, keep receipts for additional living expenses such as hotel stays, meals and transportation.

☐ Police or Fire Reports: If applicable, provide any official reports from police, fire departments or other emergency services.

☐ Communication Records: Keep records of all communications with your insurance company, including emails, letters and notes from phone calls.