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Compare Savings Accounts

We all have different goals and reasons for saving. FNB has numerous and flexible account types to meet your needs.

FirstRate Savings 1

FirstRate Money Market 1

Health Savings Accounts (HSAs) 1

Certificates of Deposit (CDs) 2

Savers Goal Certificates of Deposit 2 3

Certificate of Deposit Specials 2

IRA Savings

Flex CD 2 4 5 6 7

IRA Certificates of Deposit 2

Savings Account Savings Account Yes Savings Account - - Savings Account Yes Savings Account - - Savings Account - - Savings Account - - Savings Account Yes Savings Account - - Savings Account - -
Certificates of Deposit (CDs) Certificates of Deposit (CDs) - - Certificates of Deposit (CDs) - - Certificates of Deposit (CDs) - - Certificates of Deposit (CDs) Yes Certificates of Deposit (CDs) Yes Certificates of Deposit (CDs) Yes Certificates of Deposit (CDs) - - Certificates of Deposit (CDs) Yes Certificates of Deposit (CDs) Yes
Money Market Account Money Market Account - - Money Market Account Yes Money Market Account - - Money Market Account - - Money Market Account - - Money Market Account - - Money Market Account - - Money Market Account - - Money Market Account - -
Retirement Account Retirement Account - - Retirement Account - - Retirement Account - - Retirement Account - - Retirement Account - - Retirement Account - - Retirement Account Yes Retirement Account - - Retirement Account Yes
Accessible with card Accessible with card Yes Accessible with card Yes Accessible with card Yes Accessible with card - - Accessible with card - - Accessible with card - - Accessible with card Yes Accessible with card - - Accessible with card - -
Checks available Checks available - - Checks available Yes Checks available Yes Checks available - - Checks available - - Checks available - - Checks available - - Checks available - - Checks available - -
Free paper statements Free paper statements Yes Free paper statements Yes Free paper statements $3.95 Free paper statements - - Free paper statements - - Free paper statements - - Free paper statements - - Free paper statements - - Free paper statements - -
Fund one time only Fund one time only - - Fund one time only - - Fund one time only - - Fund one time only Yes Fund one time only - - Fund one time only Yes Fund one time only - - Fund one time only - - Fund one time only Yes
Fund multiple times Fund multiple times Yes Fund multiple times Yes Fund multiple times Yes Fund multiple times - - Fund multiple times Yes Fund multiple times - - Fund multiple times Yes Fund multiple times Yes 7 Fund multiple times - -
Tax advantaged Click to show tooltip Tax advantaged Click to show tooltip - - Tax advantaged Click to show tooltip - - Tax advantaged Click to show tooltip Yes Tax advantaged Click to show tooltip - - Tax advantaged Click to show tooltip - - Tax advantaged Click to show tooltip - - Tax advantaged Click to show tooltip Yes Tax advantaged Click to show tooltip - - Tax advantaged Click to show tooltip Yes
No monthly service charge No monthly service charge - - No monthly service charge - - No monthly service charge Yes No monthly service charge Yes No monthly service charge Yes No monthly service charge Yes No monthly service charge Yes No monthly service charge Yes No monthly service charge Yes
Monthly service charge waived with minimum balance Monthly service charge waived with minimum balance Yes ($500) Monthly service charge waived with minimum balance Yes ($5,000) Monthly service charge waived with minimum balance - - Monthly service charge waived with minimum balance - - Monthly service charge waived with minimum balance - - Monthly service charge waived with minimum balance - - Monthly service charge waived with minimum balance - - Monthly service charge waived with minimum balance - - Monthly service charge waived with minimum balance - -
Interest compounds monthly Interest compounds monthly - - Interest compounds monthly Yes Interest compounds monthly Yes Interest compounds monthly - - Interest compounds monthly - - Interest compounds monthly - - Interest compounds monthly Yes Interest compounds monthly - - Interest compounds monthly - -
Interest compounds quarterly Interest compounds quarterly Yes Interest compounds quarterly - - Interest compounds quarterly - - Interest compounds quarterly Yes Interest compounds quarterly Yes Interest compounds quarterly Yes Interest compounds quarterly - - Interest compounds quarterly Yes Interest compounds quarterly Yes
Fixed rate Fixed rate - - Fixed rate - - Fixed rate - - Fixed rate Yes Fixed rate Yes Fixed rate Yes Fixed rate - - Fixed rate Yes Fixed rate Yes
Variable rate Variable rate Yes Variable rate Yes Variable rate Yes Variable rate - - Variable rate - - Variable rate - - Variable rate Yes Variable rate - - Variable rate - -
Interest increases w/Balances Interest increases w/Balances Yes Interest increases w/Balances Yes Interest increases w/Balances Yes Interest increases w/Balances - - Interest increases w/Balances - - Interest increases w/Balances - - Interest increases w/Balances - - Interest increases w/Balances - - Interest increases w/Balances - -
Higher rates for fixed terms Click to show tooltip Higher rates for fixed terms Click to show tooltip - - Higher rates for fixed terms Click to show tooltip - - Higher rates for fixed terms Click to show tooltip - - Higher rates for fixed terms Click to show tooltip Yes Higher rates for fixed terms Click to show tooltip - - Higher rates for fixed terms Click to show tooltip Yes Higher rates for fixed terms Click to show tooltip - - Higher rates for fixed terms Click to show tooltip Yes Higher rates for fixed terms Click to show tooltip Yes
Terms of 3-9 months Terms of 3-9 months - - Terms of 3-9 months - - Terms of 3-9 months - - Terms of 3-9 months 3, 9 mo. Terms of 3-9 months - - Terms of 3-9 months - - Terms of 3-9 months - - Terms of 3-9 months - - Terms of 3-9 months 3, 9 mo.
Terms of 12-19 months Terms of 12-19 months - - Terms of 12-19 months - - Terms of 12-19 months - - Terms of 12-19 months 12, 18 mo. Terms of 12-19 months 12 mo. Terms of 12-19 months - - Terms of 12-19 months - - Terms of 12-19 months - - Terms of 12-19 months 12, 18 mo.
Terms of 24+ months Terms of 24+ months - - Terms of 24+ months - - Terms of 24+ months - - Terms of 24+ months 24, 36, 48, 60 mo. Terms of 24+ months - - Terms of 24+ months - - Terms of 24+ months - - Terms of 24+ months - - Terms of 24+ months 24, 36, 48, 60 mo.
FirstRate Savings 1 FirstRate Money Market 1 Health Savings Accounts (HSAs) 1 Certificates of Deposit (CDs) 2 Savers Goal Certificates of Deposit 2 3 Certificate of Deposit Specials 2 IRA Savings Flex CD 2 4 5 6 7 IRA Certificates of Deposit 2
Savings Account
Certificates of Deposit (CDs)
Money Market Account
Retirement Account
Accessible with card
Checks available
Free paper statements
Fund one time only
Fund multiple times
Tax advantaged Click to show tooltip
No monthly service charge
Monthly service charge waived with minimum balance
Interest compounds monthly
Interest compounds quarterly
Fixed rate
Variable rate
Interest increases w/Balances
Higher rates for fixed terms Click to show tooltip
Terms of 3-9 months
Terms of 12-19 months
Terms of 24+ months

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Foot Notes
  • 1. Rates subject to change after account is opened. Fees may reduce earnings.
  • 2. Early withdrawal penalty will be imposed, if applicable.
  • 3. A minimum monthly transfer of $25.00 from an FNB checking or savings account must be made to maintain the Certificate.
  • 4. Personal accounts only
  • 5. One (1) penalty free withdrawal of principal per calendar month is permitted provided; the withdrawal must be for at least $500; the account must be opened (or renewed) for at least 7 days; no previous withdrawal may have occurred in the last 7 days; the withdrawal must be deposited into a checking account with our institution; all funds must have been on deposit for at least 7 days.
  • 6. $500 minimum required to earn interest
  • 7. Unlimited additional deposits of $500.00 or more ($100,000 max.) will be accepted at any time during the term of the CD

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