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Savers Goal Certificates of Deposit

Start saving for your future today.

Our Savers Goal CD helps you save without even thinking about it. Unlike a traditional CD which only allows one deposit, each month you can make automatic deposits to your Savers Goal CD from your FNB checking or savings account. A Savers Goal CD combines the flexibility of a savings account with the attractive rate of a CD.

To Apply Now or Schedule an Appointment:

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    • Stack of Money

      $100 minimum balance to open

    • Clock

      Make additional deposits any time3

    • Cycle icon

      Automatically renews

  • A Savers Goal CD is a unique product that brings you the flexibility of a savings account with the attractive rate of a CD:

    With a Savers Goal CD, you can earn a fixed interest rate for 12 months with the advantage of adding to your balance each month. Watch your balance grow with automatic transfers from an FNB checking or savings account. You can also make additional deposits beyond the automatic transfers to maximize your savings.

    Key Account Details:

    • Savers Goal CDs are certificates of deposit with 12 month terms
    • Unless you tell us otherwise, your CD will automatically renew after 12 months
    • Interest is compounded and paid to you quarterly
    • While you can add funds at any time, there is a penalty for early withdrawal1
    • A minimum monthly transfer of $25 from an FNB checking or savings account is required in order to maintain the CD1,3
    • $100 minimum balance to open

    Convenient Online Access:

    • Fast and free Online Banking, Mobile Banking and Telephone Banking2
    Interest Rates Please enter a Zip Code to view rates in your area.

  • Your Initial Deposit

    You'll need $100 Minimum Opening Balance (Online or In-Branch).

    Required Identification

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our savings options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our savings options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

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Notices & Disclosures
1 - Consult your account opening documentation for information about the early withdrawal penalty.
2 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply. 
3 - A minimum monthly transfer of $25.00 from a FNB checking or savings account must be made to maintain the Certificate. If a transfer does not occur after 30 days, the customer will receive a letter that will ask them to ensure the money is available for transfer or to make a deposit, otherwise the CD will be closed in 30 days from the date of the letter and the account changed to a FirstRate Savings account. Additional over-the-counter deposits will be accepted if the transfer does not occur. If the transfer is made from a savings account to fulfill the automatic transfer into the Savers Goal CD, the debit from the savings account will count towards the 6 allowed per month, according to Reg D.  

Important Account Disclosures: Early withdrawal penalty will be imposed, if applicable.

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