Interest rates increase with higher balances
No monthly service charge with an average daily balance of $5,000
Write checks from your account2
You’ll need a $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)
The First National Bank (FNB) FirstRate Money Market account promotion offer is available from August 21, 2023, through December 31, 2023. To be eligible for the promotional Annual Percentage Yield (APY) of 5.00%, you must meet the following conditions: (1) open a NEW or have an EXISTING qualifying FNB FirstRate Money Market account; AND (2) have an existing FNB personal checking account OR open a NEW FNB personal checking account and maintain a monthly average balance of $500.00 or more. A minimum deposit of $50,000.00 in new money must be deposited to the NEW or Existing FirstRate Money Market account to receive the promotional interest rate. New money is defined as funds that are not currently held in accounts, investments, or other products at FNB. If you are depositing into an EXISTING Money Market account, the promotional code must be added to your account to get the promotional rate. Contact your branch for more information. The tiered interest rate and APY is based upon the daily collected balance in the account. Promotional rates do not apply on balances below $50,000.00. If your daily collected balance drops below $50,000.00 in your FirstRate Money Market account or if your monthly collected balance drops below $500.00 in your personal checking account, you will not receive the promotional APY of 5.00% on your FirstRate Money Market account. The current interest rate for any daily collected balance below $10,000.00 is 0.25% APY, and below $50,000.00 is 0.50% APY. Interest rates are variable and are based on a tiered interest rate structure. Rates are subject to change at any time. The promotional interest rate is limited to one account per household and is available on balances of $50,000 and up to $500,000. The FirstRate Money Market account is available to open August 21, 2023, through December 31, 2023, with the promotional rate of 5.00% APY available until January 15, 2024. After the promotional rate period ends on January 15, 2024, the variable interest rate and APY for this product will change to the tiered rate, effective January 16, 2024, or at the bank’s discretion. Fees could reduce earnings on the account. See the Consumer Fee Schedule, which is available at any FNB branch, for further information on fees applicable to this account. The promotional interest rate is not available for institutions or public funds. FNB reserves the right to remove the promotional rate if you fail to satisfy the conditions or limitations for eligibility, or if FNB determines in good faith that your account or transaction activity violates the spirit or intent of the promotion. Offer is subject to modification or withdrawal at any time.
PROMO CODE: MMA2308
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