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Life Insurance Planning

With life insurance planning services from FNB, you have the peace of mind of knowing that you have a team of experts with the know-how to create the right coverage for your unique needs.

This is Where Insurance Gets Personal

The experts at F.N.B. Investment Services know that life insurance plays an important role in any good financial plan. What's more, we understand how important it is for you to protect those you love. We have the experience and the know-how to create the right coverage for you. It’s all about protection – and peace of mind.

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Our Process:

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1. Evaluate

We meet with you to learn your goals and objectives

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2. Formulate

Together we create a plan to help achieve your goals

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3. Present

We present the plan to provide clarity on the steps needed to achieve success

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4. Execute

We implement the plan, helping you prepare for your future

A Thoughtful, Sophisticated Process:

You may know that you need a good life insurance policy, but don't know how to determine the best option to meet your specific objectives. We take the time to identify and understand your goals. We take that understanding and identify the life insurance products to meet your specific needs. All of our energy and efforts are focused on protecting what is important to you. Breathe easier with life insurance solutions from the experts at F.N.B. Investment Services.

Notices & Disclosures

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Located at: 532 Main Street, Suite 6, Johnstown, PA 15901 / 877-871-7680

F.N.B Investment Services is a marketing name of Cetera Investment Services.  Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRARedirect icon/SIPC.Redirect icon Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.

Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investments are:

Not FDIC/NCUSIF Insured Not Financial Institution Guaranteed May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit

Click here to view Cetera Investment Services Privacy PolicyRedirect icon, other Important InformationRedirect icon and Business Continuity Plan.Redirect icon


This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.Redirect icon


Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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