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Personal Credit Cards

Enjoy financial convenience and peace of mind.

We make it easy for you to choose a card that fits your lifestyle. Whether you're looking to earn cash rewards for everyday purchases or you want the flexibility of low interest rates to manage debt, we've got you covered.

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Notices & Disclosures

1 - All loan products are subject to credit approval
2 - A qualifying purchase (“Qualifying Transaction”) shall mean: (i) a transaction that is charged to an eligible credit card account covered by the Program (“Account”), and (ii) a transaction that appears on Your statement during the Program period. Points are deducted for returns. No Points are earned for finance charges, fees, balance transfers, cash advances, convenience checks, ATM withdrawals, foreign transaction currency conversion charges or insurance charges posted to Your Account.
3 - Points can be used to order only the awards (“Award(s)”) available in the current Program. You may select Awards from any level, as long as You have a sufficient number of Points available in Your Account as of the date Your redemption is processed.
4 - Points expire five years after they are earned. You will be notified on your periodic account statement in advance of any point expiration.
5 - View the ScoreCard® Rewards Bonus Point Program Rules for more information.
6 - FNB SmartRate Credit Card Pricing Information 

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