Personal Credit Cards

Purchase. Earn. Redeem. It’s that simple. With our chip-enabled Visa credit card you can make purchases anywhere Visa is accepted. You’ll also get the benefit of earning unlimited rewards with your purchases, which can be redeemed for cash back and gift cards.^†

With the FNB SmartRate Card, you can get more savings with our lowest interest rate. You can use your card anywhere Visa is accepted to conduct everyday purchases. For added convenience, consolidate your monthly bills on one statement for one monthly payment.^†

With the FNB SmartSecured Credit Card, you can establish a credit history and build your credit score — even if you’ve been turned down for credit in the past. Using your card regularly and responsibly can help to unlock new opportunities and borrowing options.^†

Purchase. Earn. Redeem. It’s that simple. With our chip-enabled Visa credit card you can make purchases anywhere Visa is accepted. You’ll also get the benefit of earning unlimited rewards with your purchases, which can be redeemed for merchandise, travel, experiences and gift cards.^†

Our Penguins®-branded Visa credit card is designed for Pens fans who value simplicity; no rotating or tiered reward categories. You can earn 2% cash back on all qualified purchases. You also receive discounts on tickets to Penguins games and 15% merchandise discounts¹ on all purchases made at any of the PensGear retail shops.^†