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FirstRate Savings

Preparing for the future takes earning power. Save more with a FirstRate Savings Account.

The more you save, the more you earn. FirstRate Savings offers a tiered interest rate and immediate access to your funds. Whether you're saving for a future purchase or simply wish to have money set aside for unanticipated expenses, go FirstRate. It's an ideal solution. Simple and easy!

To Apply Now or Schedule an Appointment:

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Game-changing. Time-saving. Apply for multiple financial products simultaneously with our eStore® Common app.

    • No monthly fee icon

      No monthly service charge with avg. daily balance of $500+

    • Graph with Arrow pointing upwards

      Tiered interest rate; earn more on higher balances

    • Pie Chart

      Interest compounds quarterly

  • FirstRate Savings is a great way to save for the future:

    • With a tiered interest rate, earn more interest with higher balances
    • Interest is compounded quarterly.
    • Avoid the $5 monthly service charge with a $500 average daily balance
    • No minimum opening balance to open at an FNB branch
    • $50 minimum opening deposit to open account online

    Convenient Online Access:

    • Free paper and online statements (quarterly or monthly based upon activity)
    • Free Visa® debit card with free Apple Pay®, Samsung Pay® or Google Pay™2
    • Convenient and free deposits at FNB branches, ATMs or through Mobile Banking1
    • Fast and free Online Banking, Mobile Banking and Telephone Banking1,2
    Interest Rates for Zip Code 20149

  • Your Initial Deposit

    $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport or Permanent Resident Card and visa)

    Optional Items:

    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. Easily compare all of our savings options in one chart.

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Compare all of our accounts. Easily compare all of our savings options in one chart.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

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Notices & Disclosures
1 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply.

2 - No more than six (6) transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month including transfers to another account of the depositor at the same institution or to a third party by means of preauthorized, telephone or automatic transfer, or by check, draft, debit card. Excess Transfer fee of $15.00 will be assessed for each transaction in excess of the prescribed limits. You can make unlimited deposits and withdrawals at a branch or ATM.

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