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Knowledge Center

Financial insights to navigate your business success.

Featured

  1. Article

    What to Include in a New Business Plan

    A well-crafted business plan isn’t just a blueprint for establishing and growing your business — it’s also key to obtaining fundin...

  2. Article

    F.N.B. Wealth Management Fast Five

    Fast Five provides a monthly review of key market trends and economic developments to keep investors informed....

  3. Article

    Business Strategies Today

    The Fall 2026 edition of Business Strategies Today offers a deep dive into today’s business landscape and examines how FNB’s long-...

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Executive Perspectives

  1. Article

    Innovation Creates OpportunityRedirect icon

    “The future’s going to lead to smaller banks coming out with some very innovative tools that the larger banks miss”...

  2. Podcast

    Tech Transformation and AIRedirect icon

    Hear about FNB's tech-focused approach to expansion and investments in culture...

  3. Video

    How We Drive Growth

    Vincent Delie has led FNB to transformational growth. He talks with The CEO Magazine about how he drives success...

  4. Podcast

    Distinguished LeadershipRedirect icon

    Explore how FNB has combined strategic growth with disciplined risk management...

Expand Your Business

  1. Article

    Questions to Ask before Opening or Purchasing a Medical Practice

    Practice ownership is a significant milestone for any health care professional, whether it involves opening a new facility from th...

  2. Article

    F.N.B. Wealth Management Fast Five

    Fast Five provides a monthly review of key market trends and economic developments to keep investors informed....

  3. Article

    How AI Is Taking Businesses to the Next Level

    AI is transforming how businesses operate and how leaders of growing organizations face the challenge of increasing complexity....

  4. Article

    Insight 360 & FNB’s AI-Driven Solutions for Comprehensive Financial Management

    2026 marks 10 years since FNB announced its Clicks-to-Bricks digital strategy to create comprehensive and seamless experiences acr...

  5. Article

    Is Now the Time for M&A? Planning for a Major Change

    As businesses adapt to evolving market conditions, mergers and acquisitions (M&A) may provide a strategic path to growth, enhanced...

  6. Article

    Strengthening Investment Strategy in the World of AI

    AI-assisted apps and "robo-advisors" seemingly make it easier than ever for individual investors to identify worthwhile opportunit...

  7. Article

    What Business Owners Need to Consider Before Liquidity Events

    The sale of a family business — or any event that results in an influx of wealth, often referred to as a liquidity event — is a mo...

  8. Article

    Buying a Franchise? Answer These Questions First

    Starting a new business can be a daunting prospect. Franchising is a potential option for individuals or groups who want to own a ...

  9. Article

    What to Include in a New Business Plan

    A well-crafted business plan isn’t just a blueprint for establishing and growing your business — it’s also key to obtaining fundin...

  10. Article

    Tips for Successful Business Expansion

    Expanding a company can bring both excitement and uncertainty. A detailed business plan and comprehensive due diligence are integr...

  11. Article

    Advantages and Disadvantages of Self-Employment

    Working for yourself isn't just another job, it's a way of life....

  12. Article

    Floor Plan Financing for Dealership Success

    The benefits of floor plan financing can be the driving force for a thriving business....

  13. Article

    SBA Loans Lend Support to Senior-Care Businesses

    Be it a new business or an expansion, the SBA connects business owners with the capital needed for their goals....

  14. Article

    Growth for Startups

    Does your company need a push to move from start-up to the next phase of development? Do you require additional working capital to...

  15. Resource Center

    Business Strategies Today

    Check out the latest issue of Business Strategies Today....

  16. Article

    How Syndicated Loans Create a Flexible Capital Framework for Long-Term Business Growth

    Businesses interested in long-term growth should take advantage of issuer-friendly loan market conditions and prepare for whatever...

  17. Article

    Capital Solutions to Sustain Successes

    Whether you are working to build a stable foundation or fund growth, financial capital fuels your company’s success. It is essenti...

  18. Article

    Choosing an Entity for Your Business

    Now that you've decided to start a new business or buy an existing one, you need to consider the form of business entity that's ri...

  19. Article

    Going Public: How Are Direct Listings Different from IPOs?

    An IPO is not the only way for a company's stock to become publicly traded....

  20. Article

    Certifications for Small Businesses

    Offered by various government agencies and organizations, small business certifications provide access to funding opportunities an...

  21. Article

    Flexible Financing

    Asset-based lending, lending based on the assets owned by the business, is an excellent option if your company is in high-growth m...

  22. Article

    Unlocking Capital Through Equipment Leasing

    Equipment leasing offers businesses a strategic alternative to traditional financing by delivering the full tax benefits of a majo...

  23. Article

    What to Know About SBA Loans for Your Business

    Pursuing new, capital-intensive opportunities for your small business, such as an acquisition, can be a complex and time-consuming...

  24. Article

    Pursue Growth with Mezzanine Financing

    Mezzanine financing can be an ideal option to fund growth projects, take advantage of market opportunities or have extra cash on h...

  25. Article

    Asset-Based Lending: Flexible Financing to Fuel Growth

    Asset-based lending, lending based on the assets owned by the business, is an excellent option if your company is in high-growth m...

  26. Article

    Explore Global Markets to Expand Your Business

    International expansion is an ideal way to put capital to use for future growth. Outside of the competitive advantages that intern...

Manage Risk

  1. Article

    Managing Risk In Commodities Markets with Hedging Strategies

    Few, if any, people can answer these questions with 100-percent certainty — what will the price be for a barrel of oil in six mont...

  2. Article

    Extreme Weather Checklist for Insurance Claims

    When extreme weather hits, it can be devastating. FNB has your back. Let us help you prepare for the worst-case scenario. Know wha...

  3. Article

    Preparing for Unexpected Interruptions

    Unexpected interruptions, such as natural disasters, that halt or hinder operations may substantially impact your company's produc...

  4. Article

    Alternative Risk Solutions

    Well-established businesses with consistently low claim volumes can implement greater internal controls, create efficiencies and r...

  5. Article

    Funding a Buy-Sell Agreement with Life Insurance

    As a partner or co-owner (private shareholder) of a business, you've spent years building a valuable financial interest in your co...

  6. Article

    Representations and Warranties Insurance

    All mergers and acquisitions (M&A) involve some risk, no matter the deal size or scale. As companies pursue M&A in an active but v...

  7. Article

    Building Resilience and Mitigating Risk in Changing Environments

    No business owner can predict the future, but one thing is certain: the business environment will continue to evolve in unexpected...

  8. Article

    Do You Need Crime Insurance?

    Unfortunately, businesses of all sizes and in all industries are vulnerable to dishonest acts. Crime insurance provides coverage t...

  9. Article

    Professional Liability Coverage

    Professional liability coverage protects you if you're sued for the work or advice provided by your business....

  10. Article

    Properly Insuring Your Business

    No matter how careful you are in running your business, accidents happen....

  11. Article

    Creating a Culture of Awareness

    With fewer resources to dedicate to information technology (IT) security, small and mid-sized companies face heightened risk. To p...

  12. Article

    3 Things to Know About Workers’ Compensation Insurance as a Business Owner

    No business owner wants to think about an employee being injured or becoming ill on the job. However, depending on the industry or...

  13. Article

    Investing in Tech

    At some point, you'll face a decision on whether to invest in new technology. By staying flexible and open to creative ways to opti...

  14. Article

    Business Transition Funding Options

    The primary questions driving exit planning are, when and how? Similar to decisions made in the earlier phases of the business lif...

  15. Article

    Neutralize Volatility with Interest Rate Swaps

    Finding the right mix of floating and long-term interest rates to fund growth or retire debt can neutralize interest rate volatili...

Maximize Cash Flow

  1. Article

    Ready to Retire? Ensuring a Business and It’s Owner Are Prepared for What’s Next

    For many private companies, the most significant organizational shift will occur when an owner leaves the business or retires....

  2. Article

    How a Business Credit Card Boosts Your Company

    With numerous resources available to help finance business expenditures, business credit cards can be overlooked, especially by ne...

  3. Article

    Enable Growth by Borrowing the Right Way

    When it comes to scaling a business, there is no manual or step-by-step process that anyone can just pick up and follow. Industrie...

  4. Article

    Solutions to Weather a Stormy Business Landscape

    Global events and a turbulent economy have clouded the business landscape. Ongoing supply chain challenges, record inflation, risi...

  5. Article

    A Guide to Evaluating Business Efficiency

    Nearly every business is looking for tomorrow's growth. The successful ones also look at today's efficiencies. Sometimes that requ...

  6. Article

    Cash (Flow) is King for Businesses

    Expediting collections is critical to efficient and effective treasury management. Greater efficiencies mean improved cash flow an...

  7. Article

    Payments' Digital Evolution

    Payments continue to evolve from checks to electronic formats. Switching to electronic payments is an easy win in the effort to st...

  8. Article

    Neutralize Volatility with Interest Rate Swaps

    Finding the right mix of floating and long-term interest rates to fund growth or retire debt can neutralize interest rate volatili...

  9. Article

    Steps to Improve Cash Flow and Maximize Earnings

    Generating optimum cash flow is critical to achieving peak performance. Consider these steps to improve cash flow for your busines...

Take Care of Your People

  1. Article

    A Guide to Starting a 401(k) for Your Business

    A step-by-step approach to establishing a vital benefit for your company....

  2. Article

    Time for Transformation: Tips for a Smooth Business Restructuring

    The majority of businesses in the U.S. are sole proprietorships or small businesses with few employees, but growth often demands a...

  3. Article

    How Employee Stock Ownership Programs Benefit Workers and Businesses Alike

    Employee retention is vital to growing a business and maintaining operations. A nonstop churn of new hires can be disruptive to bu...

  4. Article

    Selling Your Business to Family

    When you are considering selling your business, you may have possible buyers within your own family....

  5. Article

    Take Control of Your Estate with Giving Strategies

    Among the greatest rewards of professional success is having the resources to make a financial impact on the organizations and cau...

  6. Article

    Succession Planning

    By 2030, all Baby Boomers will be 65 or older. Many are business owners who must decide what to do with their company when they re...

  7. Article

    How to Choose a Health Plan for Your Business

    Health insurance remains one of the most valued employee benefits and often influences whether a candidate chooses to join and rem...

  8. Article

    Cross-Generational Benefits

    Millennials are now the largest members of the workforce and are close to surpassing Baby Boomers as the largest living adult gene...

  9. Article

    Value-Added Insurance

    Developing a comprehensive benefits package can be daunting because of limitations in staff time and expertise. You have enough on...

  10. Article

    Common Types of 401(k)s Your Business Can Offer

    Businesses should consider their own circumstances before making a decision on what 401(k) top implement....

  11. Article

    Placing Employee Benefits in Focus

    Benefits have always been a crucial part of an employee’s compensation plan, and the pandemic has certainly highlighted their impo...

  12. Article

    Webinar: Navigating Your Business Succession Journey

    Navigating Your Business Succession Journey...

  13. Article

    Planning for Succession of a Business Interest

    One of the most important decisions a business owner must make is when and how to step out of the business....

  14. Article

    Transferring Your Family Business

    Some of the more common strategies explained briefly......

  15. Article

    Prioritize Employees' Financial Peace of Mind

    Employee benefits should provide employees' financial peace of mind. A well-rounded benefits package includes 401(k) investment ve...

  16. Article

    Choosing a Retirement Plan for Your Employees

    An employer-sponsored retirement plan is one of the most valuable benefits a company can offer. These plans enable employees to co...

  17. Article

    Executive Benefits

    Just as retirement savings and other benefits are important for employees to secure their financial futures, business owners and e...

Combat Fraud

  1. Article

    Coming Back from Cybercrime: How to Respond after a Breach

    Cybercrime remains among the largest threats to businesses. Annually, U.S. companies of all sizes are subjected to thousands of da...

  2. Article

    How to Protect Your Business from Ransomware, Phishing and Cyberattacks

    Cyberattacks continue to accelerate in both frequency and impact. According to NCC Group’s Annual Threat Monitor Report there were...

  3. Article

    Cybersecurity Threats that Put Your Business at Risk

    Cybersecurity Threats that Put Your Business at Risk...

  4. Article

    Combating Financial Fraud to Protect Your Business

    With financial fraud taking many different forms, it is more important than ever to ensure you have the right processes, tools and...

  5. Article

    Assessing Cyber Liability Insurance Options

    Cyberattacks are evolving in scale and sophistication, even as businesses increase investments to protect their systems and inform...

  6. Article

    High-Volume Fraud Control Measures

    Accounts with high transaction volumes, such as those used for payroll or operating purposes, may be at a greater risk for fraud a...

  7. Article

    Your Workforce is Your Strongest Security System

    Educating employees on cybersecurity skills is a key to keeping businesses safe....

  8. Article

    Data Safety Controls

    Technology has changed how, and how fast, consumers interact with the world around them. The expectation for immediate satisfactio...

  9. Article

    Payment Security

    With hackers' skills evolving in pace with the technology they are looking to crack, it is prudent to partner with experts who can...

Gain Efficiencies

  1. Article

    How ISO 20022 Benefits Businesses Engaging in Cross-Border Payments

    The global payments ecosystem continues to advance, becoming faster, more secure and more efficient than ever. One of the most sig...

  2. Article

    Clicks to Bricks: How FNB is Rewriting the Banking Experience

    FNB’s commitment to innovation is integral to our Company culture. It steers how our teams think and add value for our clients and...

  3. Article

    Gaining Efficiencies with Modern Treasury Management Tools

    Treasury management is no longer just about processing payments. Businesses today must stay ahead of the curve by investing in mod...

  4. Article

    How Instant Payments Are Transforming Banking and Businesses

    Instant Payments securely deliver funds to accounts 24/7/365 within a matter of seconds....

  5. Article

    Should My Business Use a Purchasing Card?

    P-cards have the flexibility and controls that make them a valuable tool for certain businesses....

  6. Article

    Upgrading Treasury Management Processes During Expansion

    For many businesses, expansion can be costly and complicated, particularly when interest rates are high. Expanding into new market...

  7. Article

    Financial Planning: Create Confidence Amid Uncertainty

    Despite its importance, the focus on financial planning tends to run countercyclical to economic conditions. Strong markets may cr...

  8. Article

    Optimizing Digital Customer Experiences

    Now, more than ever, businesses are expected to deliver seamless omnichannel digital experiences to customers. To meet this increa...

  9. Article

    Cash is King

    Expediting collections is critical to efficient and effective treasury management. Greater efficiencies mean improved cash flow an...

  10. Article

    Save Time, Make Money with Electronic Payments

    Switching to electronic payments is an easy win in the effort to streamline back-office processes and expense....

Interest Rate Management

  1. Article

    FNB Perspectives

    Getting Back to Economic Fundamentals...

  2. Article

    Growing Through Changing Rate Environments

    With varying guidance and projections on what could be next for the markets, business owners and executives are left wondering abo...

  3. Article

    FNB Perspectives Webinar

    FNB Perspectives: Inflation & Interest Rates webcast now available on demand....

  4. Article

    Navigating Inflation

    For decades, elevated inflation has been like an economic specter, discussed more in classrooms than board or living rooms. Today,...

  5. Article

    How to Prepare for the Libor Transition

    The London Interbank Offered Rate (LIBOR) is expected to lose its status as the global interest rate benchmark on January 1, 2022....

International Business

  1. Article

    ISO 20022: How the Next Era of Cross-Border Payments Will Benefit Businesses

    The global payments ecosystem is on the verge of becoming faster, more secure and more efficient than ever, and while financial in...

  2. Article

    Beyond Borders: What to Ask Before Going Global with Your Business

    For many companies, the business world is just that — the world. Customers are not limited to defined borders, or it may be more e...

  3. Article

    Stablecoins and the Future of Cross-Border Payments

    The processes by which payments are exchanged have drastically evolved, from the invention of paper money to credit transactions, ...

  4. Article

    Supply Chain Disruption: Strategies for Managing International Risk

    The global supply chain is a complex landscape shaped by logistical and financial factors. Pressures such as inflation, labor avai...

  5. Article

    Diversify and Grow

    Global markets are responding to various levels of disruption. While there are challenges for countries battling the coronavirus, ...

  6. Article

    Webinar: International Transactions and What Keeps You Up at Night

    International Transactions: What Keeps You Up at Night? Is now available on demand....

  7. Article

    ISO 20022: How the Next Era of Cross-Border Payments Will Benefit Businesses

    The global payments ecosystem is on the verge of becoming faster, more secure and more efficient than ever, and while financial in...

  8. Article

    SWIFT Payments

    With global market and geopolitical uncertainty, many businesses may be hesitant to do business internationally and have concerns ...

  9. Article

    Overcoming Instability

    Global markets fluctuate constantly, driven by current events, economics and monetary policy. Active evaluation and adjustment, ev...

Notices & Disclosures
Bank deposit products and services provided by First National Bank of Pennsylvania. Member FDIC. Investment and insurance products are not insured by the FDIC or any other federal government agency, are not deposits or financial obligations of the financial institution, are not guaranteed by the financial institution and they do involve investment risk, including possible loss of principal. Not all products and services are available in all geographic locations. Your eligibility for particular products and services is subject to final determination by F.N.B. Corporation or its affiliates and acceptance.

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking on links under Executive Perspectives, you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services or overall website content available at a third party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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