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Nonprofit Interest Checking

The solution for nonprofit organizations with larger balances.

Non-Profit Interest Checking box

Your organization works hard to make a difference. Your money should work just as hard. With all of the features of a Nonprofit Interest Checking account from FNB, this account has the added benefit of earning interest on your daily collected balance. And with a tiered interest rate structure, higher balances earn more for your organization. Provide your tax-­free identification number or maintain a minimum balance of $100 to avoid the monthly service charge.

To Apply Online or Schedule an Appointment:

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$200 MERCHANT SERVICES CREDIT

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June 1 - Sept. 30, 2025

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    • Dollar Sign Crossed Out in Circle

      400 free monthly transactions1

    • Hand Holding Dollar Sign

      Earn interest on collected balances

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      Tiered interest rates

  • Do Good While Making Good Financial Decisions:

    The Nonprofit Interest Checking Account from FNB allows your larger balances to further support your nonprofit organization by earning interest.

    Key Account Details:

    • Earn interest on your daily collected balance.
    • Tiered interest rate
    • 400 free monthly transactions1
    • We charge a $5 monthly service charge for this account.1

    Additional Benefits:

    • Access to F.N.B.'s Wealth Management Professionals for comprehensive investment strategies and long-term goal solutions3
    • A free consultation for commercial, personal and employee benefit insurance solutions3
    • Access to assistance for your business banking needs, including a dedicated call center and a Treasury Management Representative

    Benefits For Your Employees:

    • Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 1,600 FNB ATMs

    Convenient Online Access2:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
    Interest Rates Please enter a Zip Code to view rates in your area.

  • Your Initial Deposit:

    • $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account:

    • A government issued ID.
    • Your Social Security Number and/or EIN.
    • A valid email address.
    • Means to fund your account with a credit/debit card, checking or savings account.

    Additionally, some organizations also may be required to provide one or more of the following:

    • Department of State printout
    • Proof of Tax-Exempt EIN
    • Articles of Incorporation
    • Membership Agreement
    • Certified Resolution
    • Partnership Agreement

    Important: If you don't already have a completed Resolution, download and complete FNB's Resolution.

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you would like a debit card, download and complete FNB's Business Debit Card Application. You can upload the completed document during the application process. After the account is opened, the debit card will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

  • To select the offer below, add it to your cart to check out.

    1. man and woman looking at laptop
      Offer 1

      $200 FNB Merchant Services Credit

      Empower Your Non-Profit with Our Tailored Non-Profit Interest Checking Account Promotion!

      Our Non-Profit Interest Checking account promotion is designed to meet the unique financial management needs of non-profits, offering Business Online and Mobile Banking with a check scanner for just $35 per month. This promotion includes a $200 merchant services statement credit, providing additional value to help your organization manage funds more efficiently. Simplify your financial operations and focus on your mission with this specially tailored offer.

      *View DisclosuresPDF Document Icon

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Notices & Disclosures
1 - Consult your local FNB branch for more information regarding the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.
3 - Investment products are sold by F.N.B. Investment Services; Insurance products are sold by First National Insurance Agency, LLC and its licensed agents.
Investment and Insurance products are: 
Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit

 

Subject to investment risks, including loss of principal amount invested. F.N.B. Investment Services and First National Insurance Agency are subsidiaries of F.N.B. Corporation.

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