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Ensure Continuity

You and your business partner, or ownership team, have built a thriving business. But what happens if an owner dies or becomes disabled? Buy-Sell Coverage protects both the remaining partner(s) as well as other interested parties by transitioning the business in a previously agreed upon manner. Protect your business with Buy-Sell Coverage from First National Insurance Agency. We get to know your business and your leadership team and match your needs with the appropriate risk management solutions.

Funded Buy Sell Agreements

Business Protection:

Your business relies on its partners or ownership team and if one of them becomes disabled or dies, the business is at risk. In some cases, the family of the deceased would prefer to cash out rather than to continue owning a part of the business. Possibly the remaining partner has plans to include the next generation in the business succession plan. Buy-Sell Coverage from FNIA allows all parties to be protected by giving them what they need to either continue the viability of the business or the funds to buy out business interests.

Sophisticated Solutions:

In addition to tailoring a policy that’s best suited to your unique business, First National Insurance Agency will share with you the benefits of its proprietary program, MyRiskManager™. The MyRiskManager™ process is a proactive insurance and risk management system designed to help clients stabilize costs and improve profitability. Through effective blending of people and technology, FNIA provides risk management as an outsourced function – eliminating the costs associated with a dedicated, internal function.

Key Features

  • Offers protection if a business partner becomes disabled or dies
  • Future of business is not threatened
  • Cash made available for the heirs
  • Remaining partner(s) free to continue running business

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Notices & Disclosures

Insurance products are sold by First National Insurance Agency, LLC and its licensed agents. Insurance products are: 

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit


Subject to investment risks, including loss of principal amount invested. First National Insurance Agency is a subsidiary of F.N.B. Corporation.

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