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    • Hand Holding Dollar Sign

      Earn interest on collected balances

    • Percent Sign in Circle

      Competitive interest rates

    • Dollar Sign Crossed Out in Circle

      No minimum account opening balance

    • 2 Arrows Pointing Opposite Direction

      Unlimited free monthly transactions1

  • Ready Access and Competitive Interest:

    Preferred Interest Checking is an interest bearing checking account that is available to political subdivisions and government entities as an investment vehicle.

    Key Account Details:

    • Earn interest on your daily collected balance.
    • Competitive interest rates
    • No minimum account opening balance
    • Unlimited free monthly transactions1
    • Same-day credit for any deposit made during branch business hours3
    • All transactions made at any FNB will be posted at the end of that business day.

    Additional Benefits:

    • Access to F.N.B.'s Wealth Management Professionals for comprehensive investment strategies and long-term goal solutions4
    • A free consultation for commercial, personal and employee benefit insurance solutions4
    • Access to assistance for your business banking needs, including a dedicated call center and a Treasury Management Representative

    Benefits For Your Employees:

    • Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs

    Convenient Online Access2:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
  • Product Eligibility:

    • This account is only available to school districts and government entities, such as municipalities, boroughs and townships. Certain restrictions apply. Talk to a representative for more information.

    Your Initial Deposit:

    There is no minimum account opening balance for this account.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Notices & Disclosures
1 - Consult your local FNB branch for more information regarding the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.
3 - Consult your local FNB branch for more information regarding the Funds Availability Policy.
4 - Investment products are sold by F.N.B. Investment Services; Insurance products are sold by First National Insurance Agency, LLC and its licensed agents.
Investment and Insurance products are: 

Not FDIC InsuredNo Bank GuaranteeMay Lose Value
Not Insured by Any Federal Government AgencyNot a Bank Deposit

 

Subject to investment risks, including loss of principal amount invested. F.N.B. Investment Services and First National Insurance Agency are subsidiaries of F.N.B. Corporation.

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