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    • Bag with Dollar Sign

      Generate higher returns

    • Piggy bank

      Convenient automatic savings

    • Stack of Money

      Minimum $15,000 to avoid fees

  • Automate Your Savings:

    Maximize earnings with automatic transfers from your checking account to an interest-earning account. Make excess cash work for you! Cash is swept back at the beginning of each day for easy access to those funds. The Business Banking Sweep puts your money to work automatically.

    Key Account Details:

    • $15,000 minimum account opening balance
    • 400 free monthly transactions1
    • Earn interest on balances above your threshold balance.
    • We assess a $27 monthly service charge for this account.1
    • Same-day credit for any deposit made during branch business hours3
    • All transactions made at any FNB will be posted at the end of that business day.

    No Monthly Service Charge With:

    • $15,000 or more minimum daily balance in this account

    Additional Benefits:

    • Access to F.N.B.'s Wealth Management Professionals for comprehensive investment strategies and long term goal solutions4
    • A free consultation for commercial, personal and employee benefit insurance solutions4
    • Access to assistance for your business banking needs, including a dedicated call center and a Treasury Management Representative

    Benefits For Your Employees:

    • Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs

    Convenient Online Access2:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMS or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
  • Your Initial Deposit:

    There is a $15000 minimum account opening balance for this account.

    Required identification

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Notices & Disclosures

1 - Consult your local FNB branch for more information regarding the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.
3 - Consult your local FNB branch for more information regarding the Funds Availability Policy.
4 - Investment products are sold by F.N.B. Investment Services; Insurance products are sold by First National Insurance Agency, LLC and its licensed agents.
Investment and Insurance products are: 

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit

 

Subject to investment risks, including loss of principal amount invested. F.N.B. Investment Services and First National Insurance Agency are subsidiaries of F.N.B. Corporation.

 

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