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IMPORTANT ADVISORY:

NSD Bancorp, Inc.

Merger completed February 18, 2005.

About NSD Bancorp, Inc.

The merger with NSD Bancorp, Inc., the holding company for Northside Bank, expanded FNB's presence across the Pittsburgh metro area.

Merger News

NSD Bancorp, Inc. Shareholders Approve Merger with F.N.B. Corporation (PDF) - February 18, 2005
F.N.B. Corporation Receives Regulatory Approvals for Merger (PDF) - January 18, 2005
F.N.B. Corporation to Merge with Pittsburgh-based NSD Bancorp, Inc. (PDF) - October 15, 2004

Welcome Materials

Guide (PDF)

Analyst/Institutional Investor Contact

Lisa Constantine
InvestorRelations@fnb-corp.com

Media Contact

Jennifer Reel
724-983-4856
724-699-6389 (cell)
reel@fnb-corp.com