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      Excess liability coverage for those with significant assets

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      Specialized coverage for potentially devastating claims

    • Umbrella icon

      Policy designed to protect your assets

  • Significant Risks Require Significant Protection:

    If you have worked hard to get to where you are today, let the experts at First National Insurance Agency work just as hard to keep you protected. With a Personal Umbrella Insurance policy, you can rest assured you have the coverage you need against financial claims for injury or property damage above and beyond the coverage provided by your standard home or auto policies. If you are sued for damages that exceed the limits of your homeowners or automobile insurance, the results could be devastating — particularly if you own expensive personal property, have significant savings or other significant assets. You need the peace of mind that comes with this additional layer of coverage.


    Specially designed for those with significant assets, a Personal Umbrella Insurance policy (sometimes called excess liability insurance) from First National Insurance Agency helps to protect your home, finances or other assets against claims for serious bodily injury or property damage above and beyond the liability protection that comes with standard homeowners or automobile policies.

    Good For:

    • Owners of pools, trampolines, dangerous pets, rental property or businesses
    • Protection from claims arising from skiing, surfing or hunting accidents
    • Those with significant savings, investments or other assets
    • People who may be at increased risk of claims such as volunteers, youth sports coaches or those with teen drivers

    Product Features:

    • Specialized coverage for potentially devastating claims
    • Protection from damages that exceed the limits of your standard insurance policies
    • Coverage for those with significant assets
    • Insurance experts that work with you to create a specialized policy designed to protect your assets
    • Responsive claim service

    Benefits of an Independent Agency:

    As an independent insurance agency, we'll match your driving history with the carrier that offers the greatest possible value in terms of coverage and cost. Most importantly, you can always depend on us for exceptional service.

  • Ready to Get Started?

    Schedule an appointment to get started. If you already have this type of insurance coverage, please have a copy of your current insurance policy available to assist in our discussion or for the online application. Depending on the insurance, you will need certain documents such as:

    • Social Security Number
    • Lease or Lien Agreement
    • Registration

With any account, you also get the latest in digital technology:

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Notices & Disclosures

Insurance products are sold by First National Insurance Agency, LLC and its licensed agents. Insurance products are: 

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit


Subject to investment risks, including loss of principal amount invested. First National Insurance Agency is a subsidiary of F.N.B. Corporation.

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