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Home Possible® Program

Discover the possibilities. 

The Home Possible mortgage program helps low- to moderate-income borrowers with flexible refinance options.

To Start an Application or Talk to an Expert:

    • Lock and 2 Arrows

      Available in fixed or adjustable rate mortgages

    • House money icon

      Maximize your equity

    • Security icon

      Cancellable mortgage insurance

  • Making Refinancing Possible:

    The Freddie Mac Home Possible mortgage program offers more options and credit flexibilities to help low- to moderate-income borrowers refinance.

    What is Freddie Mac?

    The Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac, is a U.S. government-sponsored enterprise that provides mortgage financing and special programs for mortgage lenders like FNB.

    Key Features:

    • Available as fixed or adjustable rate mortgages
    • Leverage alternative income sources from non-occupant borrowers, including rental income
    • Cancellable mortgage insurance (restrictions apply)
    • Borrow more against your home's value

    Key Benefits:

    • No geographic or income restrictions on the borrower
    • Interest may be tax deductible.3

    Great For:

    • Borrowers who need flexible financing

  • Applying for a Home Possible Mortgage:

    Whether you would like to get pre-approved or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can select the option to get started online or set up a time to meet with one of our experts.

    Getting Prepared:

    It is helpful if you have the following documents with you during the application process:

    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Notices & Disclosures

1 - All loan products are subject to underwriting/credit approval.
2 - FNB is an Equal Housing Lender; NMLS #766529.
3 - Interest may be deductible; check with your tax advisor.

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