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Checking & Savings Rates

Interest Rates for Zip Code 18801

Lifestyle Checking

Balance Tier	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
Tier 1	$0 - $2,499.99	0.00%
Tier 2	$2,500.00 - $9,999.99	0.01%
Tier 3	$10,000.00 - $14,999.99	0.01%
Tier 4	$15,000.00 - $24,999.99	0.01%
Tier 5	$25,000.00 - $99,999.99	0.01%
Tier 6	$100,000.00 +	0.01%

* Accurate as of 6/1/2026

Important Account Disclosures: Rates may change after the account is opened. Fees may reduce earnings.

Premierstyle Checking

Balance Tier	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
Tier 1	$0 - $999.99	0.00%
Tier 2	$1,000.00 - $9,999.99	0.01%
Tier 3	$10,000.00 - $14,999.99	0.01%
Tier 4	$15,000.00 - $24,999.99	0.01%
Tier 5	$25,000.00 - $99,999.99	0.01%
Tier 6	$100,000.00 +	0.01%

* Accurate as of 6/1/2026

Important Account Disclosures: Rates may change after the account is opened. Fees may reduce earnings.

FirstRate Savings

Tier	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
Tier 1	$0 - $999.99	0.01%
Tier 2	$1,000.00 - $2,499.99	0.01%
Tier 3	$2,500.00 - $9,999.99	0.01%
Tier 4	$10,000.00 - $24,999.99	0.01%
Tier 5	$25,000.00 - $49,999.99	0.01%
Tier 6	$50,000.00 +	0.01%

* Accurate as of 6/1/2026

Important Account Disclosures: Rates may change after the account is opened. Fees may reduce earnings.

Health Savings Accounts (HSAs)

Tier	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
Tier 1	$0 - $1,000.00	0.01%
Tier 2	$1,000.01+	0.01%

* Accurate as of 6/1/2026

Important Account Disclosures: Rates may change after the account is opened. Fees may reduce earnings.

IRA Savings

Tier	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
Tier 1	$0	0.01%

* Accurate as of 6/1/2026

Important Account Disclosures: Rates may change after the account is opened. Fees may reduce earnings.

FirstRate Money Market

Tier	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
Tier 1	$0 -$9,999.99	0.05%
Tier 2	$10,000.00 - $24,999.99	0.10%
Tier 3	$25,000.00 - $49,999.99	0.10%
Tier 4	$50,000.00 - $99,999.99	0.15%
Tier 5	$100,000.00 - $999,999.99	0.25%
Tier 6	$1,000,000.00+	0.50%

* Accurate as of 6/1/2026

Important Account Disclosures: Rates may change after the account is opened. Fees may reduce earnings

Certificate of Deposit Specials

Term	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
5 Month CD Special	$10,000.00	3.30%
7 Month CD Special	$10,000.00	3.80%
13 Month CD Special	$5,000.00	3.60%
19 Month CD Special	$5,000.00	3.40%
25 Month CD Special	$5,000.00	3.00%
35 Month CD Special	$5,000.00	3.00%
52 Month CD Special	$5,000.00	3.00%
61 Month CD Special	$5,000.00	3.00%

* Accurate as of 6/1/2026

Important Account Disclosures: New money may be required for minimums. Available for personal or business only. Not available for Public Funds. Not available for rollovers or transfers from other First National Bank deposit accounts. Must have an existing First National Bank consumer or business checking account or open a NEW First National Bank consumer or business checking account. Early withdrawal penalty will be imposed, if applicable.

Flex CD

Product Term	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
9 months	$500.00	2.85%

* Accurate as of 6/1/2026

Important Account Disclosures: Early withdrawal penalty will be imposed, if applicable.

Savers Goal Certificates of Deposit

Term	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
12 months	$100.00	0.05%

* Accurate as of 6/1/2026

Important Account Disclosures: Early withdrawal penalty will be imposed, if applicable.

Certificates of Deposit (CDs)

Term	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
3 Months	$500.00	1.00%
6 Months	$500.00	1.00%
12 Month	$500.00	1.00%
18 Months	$500.00	1.00%
24 Months	$500.00	1.00%
36 Months	$500.00	1.00%
48 Months	$500.00	1.00%
60 Months	$500.00	1.50%

* Accurate as of 6/1/2026

Important Account Disclosures: Early withdrawal penalty will be imposed, if applicable.

IRA Certificates of Deposit

Term	Minimum Balance to earn APY	Annual Percentage Yield (APY)*
3 Months	$500.00	1.00%
6 Months	$500.00	1.00%
12 Month	$500.00	1.00%
18 Months	$500.00	1.00%
24 Months	$500.00	1.00%
36 Months	$500.00	1.00%
48 Months	$500.00	1.00%
60 Months	$500.00	1.50%

* Accurate as of 6/1/2026

Important Account Disclosures: Early withdrawal penalty will be imposed, if applicable.

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