Borrow against your portfolio with a flexible and fast financing solution.
Tap into the potential of your investment portfolio to access liquidity for your immediate needs. Securities-based lending enables you to maintain your long-term financial strategy without having to sell assets at inopportune times. By leveraging your portfolio wisely, you can meet short-term needs while staying focused on your future goals.
To Schedule an Appointment:
A securities-based loan or line of credit (SBLOC) enables you to borrow against the value of your eligible investment portfolio. These financing solutions offer high-net-worth individuals a flexible and timely way to access capital without selling assets. With securities-based lending products from First National Bank (FNB), you have a strategic option to fund your personal and business goals while keeping your investments intact1.
In addition to providing you with a comfortable lifestyle, your accomplishments also mean greater flexibility in how you’re able to finance substantial purchases or expenses.
Common uses of a securities-based loan or SBLOC include:
Purchasing luxury items like watercrafts, fine art or collectibles
Acquiring vacation or secondary homes
Filling short-term liquidity gaps
Seizing time-sensitive investment opportunities
Funding business ventures or expansions
Borrow against your portfolio for fast, flexible financing without selling your assets.
Connect with a Private Banker
Borrow against your portfolio for fast, flexible financing without selling your investments.
Securities-based lending includes multiple options, such as:
Connect with a Private Banker at FNB to get started with a Securities-Based Lending today
When securities-based lending may be ideal for you:
If you have a diversified actively managed, non-retirement investment portfolio
If you need liquidity but do not want to sell assets in your portfolio
If you want to preserve your long-term investment strategies
1 - All loan products are subject to underwriting/credit approval. Use of proceeds may be restricted. Credit may not be used to purchase or carry margin stock except in compliance with applicable regulations (e.g., Regulation U).
2 - Potential tax advantages may apply when you do not sell appreciated assets; consult your independent tax advisor to evaluate your specific situation. FNB does not provide tax or legal advice.
Bank deposit products and services provided by First National Bank of Pennsylvania. Member FDIC. Investment and insurance products are not insured by the FDIC or any other federal government agency, are not deposits or financial obligations of the financial institution, are not guaranteed by the financial institution and they do involve investment risk, including possible loss of principal. Not all products and services are available in all geographic locations. Your eligibility for particular products and services is subject to final determination by F.N.B. Corporation or its affiliates and acceptance.
FNB is an Equal Housing Lender; NMLS #766529.
